Affiliate Disclosure

Last Updated: September 12, 2025

At Investozora, transparency and trust are at the heart of everything we publish. Because our content focuses on sensitive financial topics such as credit cards, banking, insurance, investing, and personal finance, we believe it is our responsibility to explain openly how our website operates and how we generate revenue. This Affiliate Disclosure has been written to provide you with complete clarity about the financial relationships that may exist on our platform, so you can make informed decisions while trusting the integrity of our content.

We also want to be clear that this disclosure is not just a formality it is part of our commitment to meet the highest industry standards. Our policies align with Mediavine Publisher Policies, the Federal Trade Commission (FTC) guidelines on endorsements and testimonials, and major global privacy regulations including the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA).

Our Purpose in Sharing This Disclosure

The internet can often feel overwhelming, especially when it comes to financial topics. Many websites publish articles filled with jargon, sponsored opinions, or even misleading promises. When readers come to Investozora, we want them to know exactly how and why we recommend certain products or services.

Affiliate disclosures matter because they ensure you are aware of the potential for compensation when you interact with certain links on our site. This transparency gives you the power to evaluate whether our recommendations align with your own financial goals. Our editorial team is dedicated to education, not manipulation. We want every reader to leave with clear insights, not hidden agendas.

How Investozora Earns Revenue

Running a high-quality finance publication involves significant investment research, writing, editing, technology, compliance, and website maintenance. To cover these costs while keeping our content free, we rely on a combination of advertising, affiliate partnerships, and sponsorships.

Advertising includes display ads that you may see throughout our site. These are typically delivered through trusted networks Mediavine. Ads may be contextual, meaning they are related to the topic you are reading, or personalized, meaning they are tailored to your browsing behavior when you have given consent for cookies. Advertisers pay the networks, and a portion of that revenue is shared with us.

Affiliate marketing is another revenue stream. Some of our articles include links to financial products or services such as credit cards, banks, investment platforms, or insurance providers. If you click on one of these links and decide to sign up, open an account, or make a purchase, we may receive a commission. Importantly, this commission does not increase your cost in any way you will always receive the same rates, fees, or offers as you would if you visited the company’s website directly.

Sponsored partnerships occasionally appear on Investozora. In these cases, a financial brand may pay us to feature their product, service, or insights. We disclose sponsored content clearly at the top of the page so that it is obvious to readers.

What Affiliate Links Mean for You

When you see a link on Investozora that leads to a bank, credit card provider, insurance company, or investment platform, that link may be an affiliate link. Clicking it might trigger a small tracking code in your browser. If you take a specific action on the partner’s site such as filling out an application, signing up for an account, or making a purchase that company may compensate us.

These commissions are a standard practice across the internet and are a major reason why websites like ours can provide long-form, well-researched guides without charging readers. We want you to know that your trust is our most valuable asset. Our editorial recommendations are not influenced by whether we earn a commission. If we believe a financial product is not in your best interest, we will not recommend it even if we are offered payment.

Editorial Independence and Integrity

One of the biggest concerns in financial publishing is whether recommendations are truly unbiased. At Investozora, we separate editorial decisions from monetization decisions. Our process looks like this:

• We begin by researching what readers in the U.S. are searching for, struggling with, or trying to understand.
• We then produce long-form, original content that explains those topics in clear, plain English.
• Every article goes through a human review process where we verify facts, check numbers against trusted sources such as the CFPB, FDIC, Federal Reserve, IRS, and top U.S. financial publications, and make sure our explanations are accurate.
• Once the article is complete, affiliate links may be added only where they are directly relevant and genuinely helpful to the reader.

This ensures that the quality of our content is never compromised. Our editorial team, led by Adarsha Dhakal, makes final decisions about what we publish and how we present it. No advertiser or affiliate has the ability to influence our rankings, recommendations, or editorial voice.

How We Choose Partners

Not every company can become an Investozora partner. We apply a strict vetting process before including any affiliate or sponsored link. Some of the key factors we consider include:

• Whether the company is licensed, regulated, and compliant with U.S. financial laws.
• Whether the product provides genuine value to our readers.
• Whether the company clearly discloses its terms, fees, and risks.
• Whether the offer aligns with our mission to empower financial literacy and smarter money decisions.

If a company does not meet these standards, we decline the partnership even if it offers higher compensation. Our priority is to maintain credibility and protect readers.

Sponsored Content vs. Editorial Content

There is a clear difference between sponsored content and editorial content. Sponsored content is when a brand pays us to create or feature a piece of content that highlights their products or services. Whenever you see sponsored material on our site, it will be clearly labeled as “Sponsored” or “Advertisement.”

Editorial content, by contrast, is created independently by our team. It may include affiliate links, but those links are inserted only after the article is researched, written, and fact-checked. Affiliate relationships never determine whether a product is recommended or how it is ranked.

No Sale of Personal Data

Investozora does not sell your personal data. Period. We respect your privacy and comply with all applicable regulations, including GDPR for European Union residents and CCPA for California residents.

Any personal information you share with us such as your email address when subscribing to our newsletter or contacting us is used only for the purposes you have consented to. You can opt out of emails at any time, request that we delete your information, or ask us to provide details of the data we hold about you.

Understanding Advertising Models

To provide complete clarity, it is important to explain how digital advertising works in the context of Investozora.

• Ad Impressions and RPM: When you visit our site, you may see banner ads, display ads, or contextual ads. Advertisers pay based on impressions (how many times an ad is viewed) and clicks (when you interact with an ad). The revenue we receive is shared with us by the ad network, typically on a revenue share basis. For example, with Mediavine, publishers receive 68% of the revenue for display ads and 51% for search ads.
• Affiliate Commissions and CPC/CPA: With affiliate links, compensation may come in two ways either when you click a link (cost per click, or CPC) or when you complete a specific action such as applying for a financial product (cost per acquisition, or CPA).
• Sponsored Partnerships: Some companies choose to pay for exposure through sponsored content, but these opportunities are clearly identified and are never disguised as organic articles.

This explanation ensures you know exactly how money flows when you interact with our website.

No Guaranteed Outcomes

It’s important to emphasize that clicking on an affiliate link or applying for a financial product does not guarantee approval, success, or positive results. Financial outcomes depend on many factors: your credit history, income, financial goals, spending habits, and market conditions.

We do not guarantee that you will qualify for a credit card, secure a loan, reduce your debt, or achieve specific investment returns by following our content. Our role is to provide educational insights to help you make more informed choices not to promise results.

Commitment to Readers

Everything we do at Investozora is guided by one principle: reader trust comes first. We believe that financial education should be free, honest, and accessible to everyone, regardless of background or income level.

Our growing community has already attracted hundreds of thousands of monthly readers, with a majority coming from the United States. This rapid growth shows us that people are hungry for clear, unbiased, and reliable financial information. Our commitment is to continue earning your trust by producing original, research-backed content and by being fully transparent about our monetization methods.

Updates to This Disclosure

The financial industry evolves quickly, and so do regulations. We may update this Affiliate Disclosure from time to time to reflect:

• New advertising or affiliate partnerships
• Changes in Mediavine or network policies
• Updates in FTC, GDPR, or CCPA requirements
• Improvements in our editorial standards

Whenever we make significant changes, we will update the “Last Updated” date at the top of this page. By continuing to use Investozora after updates, you agree to the revised disclosure.

Contact Us

We welcome your questions and feedback. If you’d like to know more about how our affiliate partnerships work, or if you have concerns about transparency, please contact us directly:

Email: contact.investozora@gmail.com
Website: https://investozora.com

We review all legitimate requests promptly and are committed to maintaining clear, respectful communication.