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Close-up of overlapping U.S. $100 bills illustrating the Federal Reserve's report on slower consumer credit growth in August 2026. Fed Reports Consumer Credit Growth Slowed to 1.9% in August
Large oil storage tanks and refinery infrastructure at an industrial petroleum facility. IEA Backs Faster Release of Nearly 100 Million Oil Barrels
Exterior of the U.S. Treasury Department building in Washington, D.C., showing its engraved name and classical columns. Treasury’s $39 Billion 10-Year Auction Clears at 5.300%
Red open house sign outside a U.S. home as mortgage rates reach 7.49% Mortgage Rates Today, October 7, 2026: MBA Rate Hits 7.49%
Federal Reserve official speaking at a podium with Federal Reserve flags behind him. Fed Minutes: Most Officials Saw Another 2026 Hike as Likely

Top Stories

Close-up of overlapping U.S. $100 bills illustrating the Federal Reserve's report on slower consumer credit growth in August 2026.
Personal Finance

Fed Reports Consumer Credit Growth Slowed to 1.9% in August

Adarsha DhakalOctober 8, 2026October 8, 2026
Large oil storage tanks and refinery infrastructure at an industrial petroleum facility.
Commodities

IEA Backs Faster Release of Nearly 100 Million Oil Barrels

Adarsha DhakalOctober 8, 2026October 8, 2026
Exterior of the U.S. Treasury Department building in Washington, D.C., showing its engraved name and classical columns.
Treasury Securities

Treasury’s $39 Billion 10-Year Auction Clears at 5.300%

Adarsha DhakalOctober 8, 2026October 8, 2026
Red open house sign outside a U.S. home as mortgage rates reach 7.49%
Mortgages

Mortgage Rates Today, October 7, 2026: MBA Rate Hits 7.49%

Adarsha DhakalOctober 8, 2026October 8, 2026
Federal Reserve official speaking at a podium with Federal Reserve flags behind him.
Federal Reserve News

Fed Minutes: Most Officials Saw Another 2026 Hike as Likely

Adarsha DhakalOctober 8, 2026October 8, 2026
Stacked 1000-gram fine gold bars marked 999.9 purity, with one bar tilted on top, reflecting bright light and representing gold investment
Commodities

Gold Prices Today, October 6, 2026: Spot Gold Slips on Higher Yields

Adarsha DhakalOctober 6, 2026October 6, 2026
Today’s mortgage rates with a house-shaped cutout and 30-year fixed mortgage rate at 7.61%
Mortgages

Mortgage Rates Today, October 6, 2026: 30-Year Hits 7.61%

Adarsha DhakalOctober 6, 2026October 6, 2026
Oil storage tanks and pipelines at a petroleum facility as Brent crude prices rise to $100.59
Commodities

Crude Oil Prices Rise Today as Brent Hits $100.59

Adarsha DhakalOctober 6, 2026October 6, 2026

More Stories

Close-up of overlapping U.S. $100 bills illustrating the Federal Reserve's report on slower consumer credit growth in August 2026.
Personal Finance

Fed Reports Consumer Credit Growth Slowed to 1.9% in August

Large oil storage tanks and refinery infrastructure at an industrial petroleum facility.
Commodities

IEA Backs Faster Release of Nearly 100 Million Oil Barrels

Exterior of the U.S. Treasury Department building in Washington, D.C., showing its engraved name and classical columns.
Treasury Securities

Treasury’s $39 Billion 10-Year Auction Clears at 5.300%

Red open house sign outside a U.S. home as mortgage rates reach 7.49%
Mortgages

Mortgage Rates Today, October 7, 2026: MBA Rate Hits 7.49%

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Investozora is an independent U.S. financial news publication covering IRS tax refunds, Social Security payments, federal payment systems, Federal Reserve policy, and U.S. Treasury operations. Every article is sourced directly from official government records including IRS.gov, SSA.gov, FederalReserve.gov, and fiscal.treasury.gov. We do not rely on secondary news summaries, anonymous sources, or unverified claims. When a federal agency publishes an update that affects when Americans receive their money, we read the original source, verify the details, and explain it in plain language.

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Founder & Editor

Adarsha Dhakal

Adarsha Dhakal

Founder & Editor of Investozora

Adarsha Dhakal is the Founder and Editor of Investozora, an independent U.S. financial news publication he launched in August 2025. He covers IRS tax refunds, Social Security benefit payments, federal payment systems, Federal Reserve policy, and U.S. Treasury operations, explaining how government financial decisions affect the daily lives of American households. All reporting is sourced directly from official government records including IRS.gov, SSA.gov, FederalReserve.gov, and fiscal.treasury.gov.

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Fed Reports Consumer Credit Growth Slowed to 1.9% in August
Personal Finance

Fed Reports Consumer Credit Growth Slowed to 1.9% in August

Adarsha DhakalOctober 8, 2026October 8, 2026

U.S. consumer credit growth slowed to a seasonally adjusted annual rate of 1.9% in August…

IEA Backs Faster Release of Nearly 100 Million Oil Barrels
Commodities

IEA Backs Faster Release of Nearly 100 Million Oil Barrels

Adarsha DhakalOctober 8, 2026October 8, 2026

The International Energy Agency’s member governments have backed accelerating the release of approximately 100 million…

Treasury’s $39 Billion 10-Year Auction Clears at 5.300%
Treasury Securities

Treasury’s $39 Billion 10-Year Auction Clears at 5.300%

Adarsha DhakalOctober 8, 2026October 8, 2026

The U.S. Treasury sold $39 billion of 10-year notes on October 7, 2026, at a…

Mortgage Rates Today, October 7, 2026: MBA Rate Hits 7.49%
Mortgages

Mortgage Rates Today, October 7, 2026: MBA Rate Hits 7.49%

Adarsha DhakalOctober 8, 2026October 8, 2026

The average U.S. 30-year fixed mortgage rate climbed to 7.49% from 7.30%, reaching its highest…

Fed Minutes: Most Officials Saw Another 2026 Hike as Likely
Federal Reserve News

Fed Minutes: Most Officials Saw Another 2026 Hike as Likely

Adarsha DhakalOctober 8, 2026October 8, 2026

The Federal Reserve’s September meeting minutes, released Wednesday, October 7, showed that most policymakers considered…

Gold Prices Today, October 6, 2026: Spot Gold Slips on Higher Yields
Commodities

Gold Prices Today, October 6, 2026: Spot Gold Slips on Higher Yields

Adarsha DhakalOctober 6, 2026October 6, 2026

Spot gold slipped on Tuesday, October 6, as higher U.S. Treasury yields and a firmer…

Mortgage Rates Today, October 6, 2026: 30-Year Hits 7.61%
Mortgages

Mortgage Rates Today, October 6, 2026: 30-Year Hits 7.61%

Adarsha DhakalOctober 6, 2026October 6, 2026

The average top-tier 30-year fixed mortgage rate reached 7.61% in the latest Mortgage News Daily…

Crude Oil Prices Rise Today as Brent Hits $100.59
Commodities

Crude Oil Prices Rise Today as Brent Hits $100.59

Adarsha DhakalOctober 6, 2026October 6, 2026

Crude oil prices edged higher Tuesday as Brent crude futures returned above $100 a barrel,…

Market News Today, October 6, 2026: 10-Year Yield Hits 5.35%
Markets

Market News Today, October 6, 2026: 10-Year Yield Hits 5.35%

Adarsha DhakalOctober 6, 2026October 6, 2026

The U.S. 10-year Treasury yield climbed 3 basis points overnight to 5.3493%, its highest level…

Oil Prices Today, October 5, 2026: Brent Crude Falls to $101.59
Commodities

Oil Prices Today, October 5, 2026: Brent Crude Falls to $101.59

Adarsha DhakalOctober 5, 2026October 5, 2026

Brent crude fell below Friday’s settlement in early Monday trading as investors weighed recovering Middle…

Fed October Rate-Hike Case Weakens After 29,000 Jobs Report
Federal Reserve Policy

Fed October Rate-Hike Case Weakens After 29,000 Jobs Report

Adarsha DhakalOctober 4, 2026October 4, 2026

The Federal Reserve entered October with a newly weaker labor-market signal: U.S. employers added just…

July Payrolls Revised to 10,000 Loss as BLS Cuts Two Months by 60,000
Jobs

July Payrolls Revised to 10,000 Loss as BLS Cuts Two Months by 60,000

Adarsha DhakalOctober 4, 2026October 4, 2026

The U.S. labor market looked materially weaker in the latest Bureau of Labor Statistics revision.…

U.S. Payrolls Add 29,000 in September as Unemployment Rises to 4.2%
Jobs

U.S. Payrolls Add 29,000 in September as Unemployment Rises to 4.2%

Adarsha DhakalOctober 4, 2026October 4, 2026

The U.S. economy added 29,000 nonfarm jobs in September 2026, while the unemployment rate rose…

US Jobs Report Could Resolve Tension Between Strong Dollar and Lower Short-Term Rates
Markets

US Jobs Report Could Resolve Tension Between Strong Dollar and Lower Short-Term Rates

Marc ChandlerOctober 4, 2026October 4, 2026

The US dollar is mostly firmer ahead of today’s important US employment report. The Japan…

October 2026 Global Economy Outlook: Resilience, AI and a More Fragmented World
Economy

October 2026 Global Economy Outlook: Resilience, AI and a More Fragmented World

Marc ChandlerOctober 4, 2026October 4, 2026

The third quarter closed with the world economy looking more resilient than it has any…

Treasury Says 60 Million More Children Have Trump Accounts Ready to Claim
Federal Payments

Treasury Says 60 Million More Children Have Trump Accounts Ready to Claim

Adarsha DhakalOctober 2, 2026October 2, 2026

The Treasury Department says automatic enrollment in Trump Accounts is complete, giving more than 60…

Fed Finalizes Stress-Test Rules to Cut Capital Volatility About 50%
Banking

Fed Finalizes Stress-Test Rules to Cut Capital Volatility About 50%

Adarsha DhakalOctober 2, 2026October 2, 2026

The Federal Reserve has finalized a broad overhaul of its large-bank stress-testing framework that will…

Fed Bank Reserves Drop $88.2 Billion as TGA Rises $36.7 Billion
Operations

Fed Bank Reserves Drop $88.2 Billion as TGA Rises $36.7 Billion

Adarsha DhakalOctober 2, 2026October 2, 2026

U.S. bank reserve balances fell $88.234 billion to $2.882 trillion in the week-ending Wednesday snapshot…

Bowman Says eSLR Changes Improved Treasury Market Functioning
Debt Liquidity

Bowman Says eSLR Changes Improved Treasury Market Functioning

Adarsha DhakalOctober 2, 2026October 2, 2026

Federal Reserve Vice Chair for Supervision Michelle Bowman said changes to a capital requirement for…

Jefferson Says Future Fed Rate Moves May Take More Time
Federal Reserve Policy

Jefferson Says Future Fed Rate Moves May Take More Time

Adarsha DhakalOctober 2, 2026October 2, 2026

Federal Reserve Vice Chair Philip Jefferson said policymakers may need more time before determining whether…

30-Year Mortgage Rate Jumps to 7.28% in Biggest Weekly Rise in Four Years
Mortgages

30-Year Mortgage Rate Jumps to 7.28% in Biggest Weekly Rise in Four Years

Adarsha DhakalOctober 2, 2026October 2, 2026

The average U.S. 30-year fixed mortgage rate jumped to 7.28% as of October 1, up…

Oil Prices Today, October 2, 2026: Brent Holds Near $102 on Mixed Supply Signals
Commodities

Oil Prices Today, October 2, 2026: Brent Holds Near $102 on Mixed Supply Signals

Adarsha DhakalOctober 2, 2026October 2, 2026

Brent crude held near $102 a barrel early Friday after surging more than 4% in…

Gold Prices Today, October 2, 2026: Gold Holds Near $4,184 Before Jobs Report
Commodities

Gold Prices Today, October 2, 2026: Gold Holds Near $4,184 Before Jobs Report

Adarsha DhakalOctober 2, 2026October 2, 2026

Gold held near $4,184 an ounce early Friday, October 2, stabilizing before the U.S. employment…

Markets News Today, October 2, 2026: 10-Year Yield Eases to 5.25%
Markets

Markets News Today, October 2, 2026: 10-Year Yield Eases to 5.25%

Adarsha DhakalOctober 2, 2026October 2, 2026

The 10-year U.S. Treasury yield eased to about 5.25% in Asian trading Friday, retreating from…

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Investozora

U.S. Financial News

Investozora is an independent U.S. financial news publication founded in August 2025 and led by Founder & Editor Adarsha Dhakal. We report on IRS tax refunds, Social Security benefits, federal payments, Federal Reserve policy, and U.S. Treasury operations. Our reporting is based primarily on official government records and primary-source data, with key facts, dates, figures, and policy changes verified before publication. When official information changes, we update our coverage and clearly identify material changes for readers.

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