Terms & Conditions

Last Updated: April 1, 2026

These terms govern your use of Investozora, an independent U.S. financial news publication covering IRS tax refunds, Social Security payments, federal payment systems, Federal Reserve policy, and U.S. Treasury operations. By accessing the site, you agree to these terms. If you do not agree, please do not use the site.

Nature of Content

All content on Investozora is published for informational and educational purposes. The publication provides news articles and explanatory guides about U.S. federal financial systems. This content is not personalized financial, legal, or tax advice. Before making financial, legal, or tax decisions, readers should consult a licensed professional who can evaluate their individual circumstances.

Accuracy

Investozora verifies all factual claims against official U.S. government sources including IRS.gov, SSA.gov, FederalReserve.gov, fiscal.treasury.gov, and related .gov websites. The publication strives for accuracy, but federal rules, payment schedules, and agency policies can change without advance notice. Readers agree that use of this site is at their own risk and that the publication is not responsible for losses or consequences arising from reliance on its content.

Privacy and Data Protection

Investozora protects reader privacy in accordance with applicable laws, including GDPR for European residents and CCPA/CPRA for California residents. Any personal data provided voluntarily, such as email addresses for newsletters, is used only for communication and site operation.

The publication does not sell personal information. Readers can request access to, correction of, or deletion of their data by contacting legal@investozora.com. For full details, see our Privacy Policy.

Governing Law

These terms are governed by the laws of Nepal, where the publication is operated. The publication strives to comply with applicable international standards, including GDPR for European residents and CCPA/CPRA for California residents.

Affiliate Links

Investozora may include clearly labeled affiliate links to financial products or services. Clicking these links and taking an action may generate a commission for the publication. Affiliate relationships do not influence editorial content. Affiliate revenue supports the continued free operation of the publication.

Intellectual Property

All content on Investozora, including articles, guides, graphics, and the publication name and logo, is the intellectual property of Investozora and its founder, Adarsha Dhakal. Content may not be reproduced, scraped, or reused without written permission. This includes use by automated tools or for AI model training purposes.

External Links

Articles may link to government websites and other third-party resources for reference and verification. Investozora does not control the content, accuracy, or security of external websites. Readers follow external links at their own discretion.

Age Requirement

Investozora is intended for readers 18 years of age and older. The publication does not knowingly collect information from children under 13, in compliance with COPPA. If a minor submits personal information, it will be deleted promptly upon notification.

Changes to Terms

These terms may be updated as laws or editorial practices change. Continued use of the site after an update constitutes acceptance of the revised terms. The Last Updated date at the top indicates the current version. For questions, contact legal@investozora.com or hello@investozora.com.