How Social Security Application Withdrawal Works: 12-Month Rule, Eligibility, and Repayment Requirements
You can withdraw a Social Security retirement application within 12 months of your first month of entitlement, but only once…
Category: SSA Social Security
News and updates on Social Security payments, benefit schedules, and SSA policy changes. We cover official Social Security Administration announcements on monthly payment dates, cost-of-living adjustments (COLA), SSI and SSDI updates, and Medicare changes, sourced directly from SSA.gov so recipients know exactly what to expect.
Social Security Payroll Tax Cap: Future Outlook, Reform Proposals, and Funding Impact
The Social Security payroll tax cap is the maximum amount of yearly earnings subject to Social Security tax. In 2026,…
Social Security Future Outlook: Funding Challenges, Reform Proposals, and Possible Changes
Social Security is not running out of money entirely, but its trust funds are on track to become depleted within…
Which States Tax Social Security Benefits?: Rules, Thresholds, and 2026 Guide
As of the 2026 tax year, eight states tax at least a portion of Social Security benefits: Colorado, Connecticut, Minnesota,…
Social Security Funding Shortfall Explained: 22% Benefit Cut Risk, Trust Fund, and Congressional Action
The Social Security Board of Trustees released its 2026 annual report on June 9, confirming the retirement trust fund is…
Social Security Maximum Benefit 2026: Who Qualifies for $5,181 and How Payments Are Calculated
The Social Security Administration confirms that a worker who delays claiming until age 70 in 2026, after 35 years of…
At What Age Is Social Security No Longer Taxed: Federal Rules, State Rules, and Income Thresholds
The federal combined income thresholds that determine whether Social Security benefits are taxed remain unchanged for 2026 at $25,000 and…
Social Security Claiming Decisions: How Timing Affects Benefits and Common Costly Mistakes
Full retirement age is 67 for anyone born in 1960 or later. Claiming at 62, the earliest possible age, permanently…
Social Security COLA 2027: Early Projections, Inflation Trends, and Benefit Impact
The 2027 Social Security COLA is not yet official. Independent estimates currently range from 3.8% to 4.7%, up from the…
Rule of 55: How 401(k) Early Withdrawals Work, Eligibility, and IRS Rules
Workers who leave a job at 55 or older can tap that employer’s 401(k) immediately, without paying the usual 10%…