Disclaimer

Last Updated: October 9, 2025

Welcome to Investozora (referred to as “we,” “our,” “us,” or “the Site”). By accessing and using our website at https://investozora.com, you agree to the terms outlined in this Disclaimer. If you do not agree with any part of this notice, we respectfully ask that you discontinue your use of our website and services.

At Investozora, we strive to provide reliable, well-researched financial education. However, it’s important to recognize the limitations of our role and your responsibilities as a reader and decision-maker. This Disclaimer is here to protect you, as well as to clarify how we operate.

Not Professional Advice

All content published on Investozora is meant for educational and informational purposes only. We aim to simplify personal finance topics like credit cards, investing, insurance, budgeting, and savings strategies but we are not licensed advisors, and the information we share is not a substitute for professional consultation.

Every person’s financial journey is unique. What worked for one reader may not suit your goals, risk profile, legal circumstances, or geographic region. Therefore, we strongly urge you to seek guidance from certified experts before making any financial, legal, tax, insurance, or health-related decisions.

We are not licensed to provide:

  • Financial or investment advisory services
  • Legal or estate planning counsel
  • Tax filing, optimization, or audit advice
  • Insurance brokerage services
  • Health, wellness, or medical recommendations

For that, we encourage you to consult with professionals like:

  • Certified Financial Planners (CFPs)
  • Certified Public Accountants (CPAs)
  • Licensed insurance agents or brokers
  • Registered attorneys or estate planners
  • Healthcare providers or licensed medical professionals

No article, blog post, calculator, or tool on this website should ever be viewed as personalized or guaranteed advice. All decisions you make based on our content are at your own risk.

Age Restriction: Investozora is intended for adults aged 18 and older. We do not knowingly collect or target information from children under the age of 13, in compliance with the Children’s online Privacy Protection Act (COPPA). If you are under 18, please use this site only with the involvement of a parent or guardian.

Editorial Standards vs. Guarantees

We take content integrity seriously. Every article on Investozora is written, edited, and reviewed by a human team not automated tools or AI models. That said, we cannot promise or guarantee that every article will be:

  • Free from typographical errors or factual changes over time
  • Fully applicable to your individual situation
  • Always aligned with the latest regulations, tax codes, or legal standards

We do our best to update articles and tools regularly, but the world of finance is fast-moving and nuanced. Use our content as a starting point for learning not a final source for making high-stakes decisions.

Affiliate Disclosure

Investozora participates in various affiliate marketing programs, which means that we may earn commissions when you click on certain links or sign up for a product or service through our site.

We want to be completely transparent about this.

  • Some links on our site are affiliate links: If you click one and make a qualifying purchase or take a specific action (like signing up), we may earn a commission.
  • It costs you nothing extra: You pay the same price whether you use our link or go directly.
  • Affiliate income supports our mission: This helps us cover hosting, research, writing, editing, compliance reviews, and more.
  • We never sell out: We never accept payment in exchange for biased reviews, misleading claims, or false praise.
  • Sponsored content is clearly labeled: If we are compensated for writing about a product, we’ll say so upfront.

Editorial independence is our top priority. We only recommend products or platforms we’ve vetted, researched, or personally tested and believe offer real value to our audience.

Third-Party Links & External Resources

Throughout our articles, you’ll occasionally find links to third-party tools, services, or websites. These are included to add convenience or offer additional learning opportunities but we do not own or control these platforms.

Once you leave our site:

  • You are subject to that platform’s privacy policy, security standards, and terms of use
  • We cannot guarantee the accuracy, availability, or safety of their content
  • Any data you share or transactions you complete with them are solely between you and that party

We advise readers to exercise caution and review each third-party site’s policies before submitting personal information or making any decisions based on external resources.

Limitation of Liability

By using Investozora, you acknowledge and agree that we and anyone associated with our content will not be held responsible for any damages, losses, or consequences resulting from the use or interpretation of our content.

This includes, but is not limited to:

  • Financial losses or missed investment opportunities
  • Negative credit outcomes or debt mismanagement
  • Missed tax deadlines, penalties, or audit triggers
  • Errors in legal understanding or contract interpretation
  • Delays or issues caused by outdated information
  • Technical interruptions, malware, or data loss from site use

All content is provided “as is” and without warranties of any kind expressed or implied.

You agree to indemnify and hold harmless Investozora, its team members, partners, affiliates, and contributors from any claims, disputes, legal actions, or damages related to your use of this website.

No Results Guaranteed

We believe in financial empowerment but we cannot promise outcomes. Reading our content, using our tools, or following our strategies does not guarantee results.

Whether you succeed depends on multiple factors that are beyond our control, such as:

  • Your effort, consistency, and financial discipline
  • Market conditions or interest rate changes
  • Changes in law or regulation
  • Income level, location, or access to services
  • External or personal emergencies

We do not promise that you will get approved for a credit card, eliminate debt, earn investment returns, or achieve any financial milestones simply by reading our content. What we offer is education what you do with it is your responsibility.

Compliance Statement: Investozora complies with global data and advertising standards, including GDPR (General Data Protection Regulation), CCPA (California Consumer Privacy Act), FTC Affiliate Disclosure Guidelines, and Google Publisher / Partner Program Policies. These frameworks guide how we create, disclose, and monetize content, ensuring that our platform remains transparent, trustworthy, and compliant.

Updates to This Disclaimer

We may revise, expand, or update this Disclaimer at any time to reflect:

  • Regulatory changes
  • New monetization models (e.g., affiliate platforms or sponsorships)
  • Shifts in editorial policies
  • Expansion of services or publishing channels
  • Industry compliance or FTC guideline updates

We do not send direct notifications of these changes, but we will always update the “Last Updated” date at the top of this page. By continuing to use Investozora after changes are posted, you acknowledge and accept the revised Disclaimer.

Contact Information

We believe transparency builds trust. If you have questions or concerns about this Disclaimer or anything else related to Investozora please reach out to us directly:

Email: contact.investozora@gmail.com
Website: https://investozora.com

We are committed to ethical publishing, user safety, and honest financial communication. If you spot a potential error or think a clarification is needed, please don’t hesitate to let us know.

Final Word

Investozora exists to serve not to mislead. We aren’t trying to sell dreams, shortcuts, or get-rich-quick tricks. Our goal is to empower readers with honest, well-researched, and practical financial knowledge.

We’re real people writing for real people. And in an age filled with misinformation and automation, we believe that matters more than ever.

Thank you for trusting us on your financial journey.