Last Updated: October 9, 2026
Investozora is an independent financial news and economic research publication founded in August 2025 by Adarsha Dhakal. It publishes original reporting, economic analysis, data-driven research, and explanatory journalism concerning the United States economy, Federal Reserve policy, U.S. Treasury operations, financial markets, banking, inflation, employment, taxation, Social Security, and federal financial systems.
This Contributor Policy establishes the standards that apply when Investozora considers, commissions, edits, or publishes work by writers, researchers, analysts, and other identified contributors. It explains the expectations for original work, evidence, numerical accuracy, authorship, conflicts of interest, AI assistance, copyright, compensation, corrections, and editorial accountability.
Investozora is an independent, founder-led publication. The existence of this policy does not mean that contributor positions are currently available, that unsolicited submissions will be accepted, or that the publication maintains a large editorial staff. Any contribution arrangement must be established through actual communication and, where necessary, specific written terms.
The guiding principle is straightforward: a contributor’s work must meet the same evidentiary and ethical requirements as work published by Investozora’s founder and editor. A recognizable name, professional title, publication history, or institutional affiliation cannot replace verification of the material itself.
Purpose of the Contributor Framework
Investozora welcomes the possibility of relevant original contributions that deepen readers’ understanding of documented economic and financial developments. A useful contribution should establish a clear factual question, draw on appropriate evidence, and explain what the information means without overstating its certainty.
A contributor may bring specialized knowledge of economic statistics, monetary policy, Treasury operations, banking, taxation, public benefits, or financial markets. Expertise is valuable when it improves the quality of the work, but every submission remains subject to examination of its factual claims and methods.
The publication’s contributor framework protects readers’ ability to distinguish original reporting from opinion, advertisements, sponsored material, and unsupported assertions. It also seeks to protect contributors through accurate attribution, clarity about rights, and transparent discussion of any agreed commercial terms.
Editorial Leadership and Final Decisions
Adarsha Dhakal founded Investozora and serves as its Founder and Editor. He is responsible for the publication’s editorial direction, source standards, and final decisions about whether material is appropriate for publication.
Where a contribution is considered, Investozora may request factual support, additional context, a revised angle, changes to the presentation, or clarification of an analytical conclusion. A contributor’s submission does not guarantee publication, and a preliminary expression of interest does not constitute acceptance.
The publication retains the right to decline work that falls outside its coverage, duplicates existing information without sufficient value, lacks reliable evidence, raises unresolved legal or ethical concerns, or cannot be edited to an acceptable standard. These decisions do not imply that the contributor’s other work lacks merit.
Who May Contribute
Potential contributors may include independent financial journalists, economists, researchers, analysts, subject-matter specialists, and writers capable of producing original, verifiable financial journalism.
Investozora assesses the proposed work, the contributor’s demonstrated knowledge, their ability to document claims, the relevance of their experience, and any material interests connected with the subject. A particular academic degree, job title, or publication affiliation is not automatically required for every type of contribution; equally, such credentials do not exempt anyone from fact-checking.
Contributors must represent their identities, experience, qualifications, professional affiliations, and role in preparing the work accurately. Invented credentials, fictitious bylines, impersonation, and misleading claims of government or regulatory authority are not acceptable.
Current Availability and Expressions of Interest
This policy defines how contributions are assessed when Investozora elects to consider them. It is not a standing announcement of an open contributor program, paid vacancy, internship, or guaranteed opportunity to publish.
A writer interested in proposing a relevant story may contact editorial@investozora.com with the subject Contributor Pitch. Correspondence should identify the proposed subject, the original evidence available, the intended contribution, and any relevant published work or qualifications.
Please submit a concise proposal first rather than assume that a complete unsolicited manuscript will be reviewed, published, paid for, or returned with individualized feedback. Investozora may decide not to consider unsolicited contributions at a particular time and does not promise a response to every inquiry.
Subjects and Reporting Scope
Contributions should fit Investozora’s mission of explaining consequential U.S. financial and economic developments through identifiable evidence and accessible analysis.
Relevant subjects may include Federal Reserve decisions and monetary conditions; inflation, jobs, growth, income, and consumer credit; Treasury securities, government borrowing and fiscal operations; banking and financial regulation; securities and market developments; IRS tax administration; Social Security benefits; and federal payment systems.
International developments may be considered when their implications for the United States economy or its financial conditions are clearly established. A general opinion about a financial product, promotional essay, or unrelated commercial pitch is not automatically suitable for publication.
What Makes a Strong Pitch
A strong pitch identifies a timely or enduring financial question and explains what is new, important, or insufficiently understood. It should show the likely basis of reporting rather than merely suggest a provocative headline.
Contributors should identify relevant original documents or datasets, the release or observation period, the central verified development, and any meaningful comparison that could distinguish the proposed article from a basic announcement summary.
If the pitch involves an original calculation or analytical claim, it should state what data would be used and why the method is appropriate. A proposed causal explanation should indicate what evidence could actually support it. The editor may refine or decline the angle after reviewing the available records.
Primary Official Government Sources
Investozora prioritizes original U.S. government records when reporting official economic statistics, policy decisions, regulatory developments, and federal financial operations.
Monetary policy contributions should examine the Federal Reserve and applicable Federal Open Market Committee records. Treasury coverage may use the U.S. Department of the Treasury, Bureau of the Fiscal Service, and Treasury Fiscal Data.
Economic statistics should be checked against relevant releases from the Bureau of Labor Statistics, Bureau of Economic Analysis, and U.S. Census Bureau. Tax and benefits reporting should use the Internal Revenue Service and Social Security Administration. Other regulatory claims may require records from the Federal Deposit Insurance Corporation, Securities and Exchange Commission, or Consumer Financial Protection Bureau.
A source must support the precise claim made about it. A general agency webpage is not sufficient evidence for a specific figure when the original release, table, or document is available. Rumors, unattributed online assertions, and recycled secondary interpretations do not substitute for an original government record.
Source Documentation and Direct Links
Contributors are expected to identify the documents that establish material factual claims. When practical, an article should link directly to the official release, statistical table, government statement, filing, or technical documentation supporting the information.
A link should not be attached to a claim that the referenced source does not establish. Contributors must examine qualifications, footnotes, methodology, and revision notices where these could affect the interpretation.
If access to an original record is unavailable, the contributor must not invent a document reference or imply that verification has occurred. Investozora may narrow the claim, seek additional evidence, or decline the article until sufficient documentation is available.
Economic Data and Numerical Verification
Economic contributions must use the correct units, reporting periods, geographic scope, and statistical definitions. A month-over-month movement is not the same as a year-over-year change; an annualized rate is not the ordinary change recorded during a shorter period.
Contributors must distinguish seasonally adjusted and unadjusted values, nominal and real measures, percentage changes and percentage-point changes, and interest-rate movements expressed in basis points.
Any headline number should be checked against the exact applicable release or dataset. An article’s supporting tables, opening paragraphs, comparisons, and visualizations must remain consistent with the verified underlying figures.
Original Calculations and Reproducibility
Investozora may publish original calculations, including historical comparisons, ratios, contribution estimates, rate spreads, and changes between official observations, when those calculations materially improve understanding.
A contributor proposing a derived figure should identify the inputs, source series, observation dates, formula, units, and material rounding or methodological assumptions. Related data must be sufficiently comparable to justify the calculation.
An independent calculation must be attributed as such and not represented as a statistic officially published by the source institution. Where a central calculation cannot be explained or reproduced to a reasonable standard, it should not form the basis of an authoritative headline or conclusion.
Revisions, Preliminary Estimates, and Historical Context
Many economic series are revised after initial publication. Contributors must determine whether a reported value is preliminary, revised, final for a particular release cycle, or subject to later benchmark changes.
The Bureau of Economic Analysis issues successive GDP estimates, while the Bureau of Labor Statistics revises certain statistical observations under its published methods. An earlier figure may have been accurate when first reported yet differ from a current data series.
Contributors should identify material revisions and distinguish the figures available at a historical point in time from later revised values. Claims about records, turning points, or the significance of an economic movement require an appropriate comparable historical series.
Financial Markets and Original Market Evidence
Market coverage may involve stocks, currencies, Treasury yields, commodities, banking instruments, or policy expectations. Government statistical records do not automatically verify a contemporaneous market quotation.
When a contribution includes prices, yields, intraday moves, index changes, or other financial market observations, those figures must be supported by an appropriate original market record or authoritative market infrastructure. The correct instrument, session, timestamp, and comparable earlier value must be identified.
A contributor must not fabricate a current price, infer an unobserved closing value, or substitute an economic release for evidence of market performance. References to a market development should be limited to what the available records genuinely establish.
Causation, Forecasts, and Analytical Judgment
Contributors must distinguish verified events from explanations of their possible consequences. Two developments occurring near each other do not, by timing alone, establish causation.
Claims that a Federal Reserve statement, Treasury announcement, or economic release caused a market movement require sufficient evidence. Otherwise, reporting should describe the temporal relationship and present any proposed explanation as analysis rather than verified fact.
Forecasts, policy probabilities, and economic scenarios must identify their actual source or method, relevant observation time, and material uncertainty. They must not be described as completed official decisions or guaranteed future results.
Types of Contributions and Clear Labeling
Investozora may consider original news reports, data-news articles, analytical commentaries, explanatory articles, research features, and other relevant editorial formats.
The presentation must reflect the nature of the work. A news article should clearly establish a verified development. Analysis may interpret the implications of evidence. An explainer should describe an established mechanism without disguising familiar information as a new announcement.
A contributor’s personal view should not be presented as the position of the Federal Reserve, Treasury, another government institution, or Investozora’s entire editorial operation unless the attribution is accurate.
Independence, Personal Interests, and Conflicts
Contributors must disclose material interests that could reasonably affect the perceived independence of their work. These may include financial holdings, consulting fees, outside employment, business relationships, gifts, family connections, or personal benefits involving the subject of coverage.
A contributor covering a security or financial product should disclose relevant positions or arrangements before publication. Disclosure alone may not resolve a significant conflict; the editor may require changes to the assignment or decline the work.
Contributors must not accept compensation from a covered institution in exchange for favorable reporting or conceal a paid relationship behind an apparently independent byline. Investozora’s governing principles are described in its Ethics Policy.
Trading, Promotion, and Market Integrity
Contributors must not knowingly use Investozora’s editorial platform to disseminate false or misleading market information for personal gain or the benefit of another party.
A financial position, promotional arrangement, or intended transaction must not be concealed when it creates a material conflict with apparently independent reporting. Editorial work must not be coordinated with deceptive trading or undisclosed paid promotion.
A contribution discussing a security, company, or investment product does not become personalized investment advice. Where relevant, official investor information is available through the Securities and Exchange Commission and Investor.gov.
Advertising, Sponsorship, and Affiliate Relationships
Contributors must identify material commercial relationships connected with submitted work, including sponsorship, affiliate compensation, financial incentives, and free or discounted products or services relevant to an endorsement.
An article should not present paid placement as an independent ranking or analysis. Where a commercial relationship is relevant to readers, it must be disclosed in the appropriate context rather than relying solely on a general legal notice.
The Federal Trade Commission’s endorsement guidance explains the importance of disclosing material relationships. Investozora’s own standards are set out in its Affiliate Disclosure.
Originality and Prohibition on Plagiarism
Contributions must represent genuine original work or material submitted under a clearly established authorization. Contributors must not copy another publication’s protected expression, disguise plagiarism through paraphrasing, or present another author’s research as their own.
Public government facts may be independently examined and explained, but direct quotations and distinctive third-party expression require appropriate attribution and a lawful basis for use. The existence of a public webpage does not automatically grant unlimited republication rights.
Contributors must not fabricate interviews, personal reporting experiences, eyewitness accounts, official records, or quotations. The publication may reject work where originality or provenance cannot be established.
Authorship, Bylines, and Professional Biographies
A byline should identify the person genuinely responsible for the submitted work. Contributor biographies should state relevant experience, specialties, and professional relationships accurately, without invented qualifications or unsupported institutional claims.
Contributors may be asked to provide their preferred professional name, a concise biography, relevant previous work, and suitable information for verifying identity and authorship. A published author profile must not imply employment, a government appointment, or organizational partnership that does not exist.
Editorial assistance and copyediting do not automatically change the original author’s identity. Material coauthorship or an extensively rewritten commissioned work may require discussion of appropriate credit before publication.
AI-Assisted Drafting and Disclosure
Investozora uses AI-assisted technologies within aspects of its publishing workflow. Contributors must be transparent with the editor about material AI assistance involving research, drafting, translation, calculations, or visual production.
AI output is not an original evidentiary source. Contributors remain responsible for verifying figures, statements, quotations, dates, citations, and calculations against authentic records. Invented AI references, synthetic quotations passed off as real, and fabricated source documents are unacceptable.
The use of AI does not excuse plagiarism, unsupported claims, or false descriptions of authorship. Detailed standards are provided in Investozora’s AI Disclosure and the U.S. Copyright Office’s guidance on copyright and artificial intelligence.
Images, Charts, and Supporting Materials
Charts and data graphics submitted with an article must use accurate values, periods, labels, and measurement conventions. The underlying source and any independent transformations should be clear enough to evaluate.
Photographs, illustrations, screenshots, or graphics created by someone else must be accompanied by appropriate permission or another valid basis for publication. A contributor should not assume that an image discovered online is available for unrestricted use.
AI-generated visuals may be used only when their nature and presentation do not mislead readers. A synthetic illustration must not be passed off as an authentic photograph, an official government document, or an original market record.
Confidential Information and Safe Submissions
Contributors should avoid submitting Social Security numbers, bank credentials, confidential tax records, nonpublic personal financial information, or unnecessary identifying details through ordinary editorial email.
If an assignment could involve confidential, personal, or legally restricted material, the contributor must raise the issue before transmitting or publishing it. Receiving information does not automatically establish a right to use or disclose it.
Investozora does not promise an encrypted whistleblower portal, absolute anonymity, or privileged legal protection where those safeguards have not been established. The publication’s handling of personal information is explained in its Privacy Policy.
Fairness, Quotations, and Right of Response
Contributions should represent people, organizations, official statements, and relevant disputes in their proper context. An allegation is not the same as a final finding; an individual policymaker’s remarks are not automatically a committee decision.
Direct quotations must match an identifiable original source. Material omissions should not distort their meaning. Where an article makes a consequential factual allegation about an identifiable party, the need to seek and fairly evaluate a response should be considered.
Fairness does not mean granting unsupported assertions the same evidentiary status as authenticated government records. Contributors must assess competing claims according to what the available documents actually establish.
Submission, Commissioning, and Editorial Agreements
A pitch, draft, email exchange, or informal editorial discussion does not automatically create an employment, freelance, licensing, or paid publishing agreement.
Before commissioned work begins, the parties should agree on material conditions appropriate to the assignment, potentially including the topic, scope, expected deliverables, deadlines, fee if any, payment triggers, expenses, editorial rights, byline, publication rights, and permitted reuse.
Any separate signed contributor agreement governs the specific contractual relationship to the extent applicable. This public policy describes general editorial expectations and does not replace an individually agreed contract.
Compensation and Payment Transparency
Investozora does not promise payment for unsolicited proposals or manuscripts. A contribution is paid only where compensation has been expressly agreed upon with the contributor.
If paid work is commissioned, the parties should establish the amount or calculation method, payment conditions, any applicable revisions, and other relevant financial terms before work begins. Any expenses or additional services requiring payment should be authorized rather than assumed.
Publication, acceptance of a pitch, and payment are different events. The conditions for each should be described accurately in the applicable agreement. The publication does not advertise a universal rate schedule or guaranteed contributor income through this policy.
Copyright Ownership and Publication Rights
Copyright ownership depends on applicable law and the relevant written agreement. Submission of an original manuscript does not by itself transfer every copyright interest to Investozora.
In general, the writer of a qualifying original work initially owns its copyright, subject to valid works made for hire, assignments, and other arrangements. The U.S. Copyright Office’s guidance for writers and its explanation of copyright ownership describe these distinctions.
Any grant of first-publication rights, exclusivity, syndication, republication, archival use, adaptations, translations, distribution, or further licensing should be determined by the particular agreement. Contributors must have the authority to grant the rights they offer and must identify any material third-party restrictions.
Exclusivity, Prior Publication, and Reuse
A contributor should disclose whether a proposed article, substantial portion, graphic, or underlying original analysis has already appeared elsewhere or is subject to another publisher’s rights.
Investozora may accept or decline previously published material depending on editorial relevance, permissions, originality, and the proposed arrangement. Work already licensed exclusively to another publisher cannot simply be resubmitted as though unrestricted.
Any exclusivity period, embargo, simultaneous-submission restriction, or later republication right must be clearly agreed upon where relevant. A contribution to Investozora does not automatically prohibit every future reference to the author’s ideas, public factual findings, or independently obtained government information.
Editing, Headlines, and Contributor Review
Investozora may edit commissioned or accepted material for factual accuracy, structure, clarity, grammar, length, attribution, headlines, accessibility, and consistency with its editorial standards.
Material revisions affecting central calculations, substantive interpretations, sensitive allegations, or attribution may warrant consultation with the contributor where appropriate and practical. The publication retains responsibility for the version it chooses to publish.
An author should not be required to endorse a material factual change they reasonably believe is unsupported. Where a significant disagreement cannot be resolved, Investozora may decline publication or discuss changes to authorship and the assignment as appropriate.
Deadlines, Embargoes, and Time-Sensitive Reporting
Contributors must accurately identify release times, embargo conditions, reporting periods, and the status of government announcements. Scheduled decisions must not be written as completed events before official confirmation.
Where a contributor has legitimately received information subject to an agreed embargo, the relevant restrictions should be disclosed to the editor and respected. No one should imply privileged access to confidential government material merely to strengthen a pitch.
Deadlines may be important, but speed does not justify invented numbers, fabricated market observations, or publication of a document that has not been authenticated. If essential verification is incomplete, the claim should be qualified, narrowed, or withheld.
Corrections and Post-Publication Responsibility
Contributors are expected to notify Investozora if they discover a material error in their published work or learn of evidence that could substantially alter its central conclusion.
A correction addresses an error in the original reporting; an update incorporates genuinely new developments; a clarification resolves misleading wording; and a retraction may be necessary when the core findings cannot be sustained. Contributors may be asked to assist in reviewing the original inputs or reporting record.
Investozora retains editorial responsibility for the public correction process. Its Corrections Policy and Fact-Checking Policy govern the evaluation and presentation of material changes.
Source Records and Working Documentation
Contributors should be prepared to identify the original source records supporting material claims, along with the inputs and method for significant independent calculations.
When practical, relevant working references may include the official release, table number or statistical series, reference period, data vintage, calculation method, and observation time. The documentation should allow a substantive claim to be examined without depending exclusively on the author’s assurance.
Investozora does not require contributors to disclose unrelated private information or proprietary material they have no right to share. Where essential evidence cannot be provided or independently established, the publication may decline or revise the claim.
Corrections to Author Profiles and Credits
Contributors may request examination of a factual error in their professional biography, article byline, attribution, or description of their work. Requests should identify the incorrect information and the evidence needed for correction.
A contributor’s later employment change, new professional credential, or revised biography may warrant an update rather than imply that an earlier accurate description was false.
A byline or author profile should not be used to imply continued employment, active contributor status, or an institutional affiliation that has ended or never existed. Material credit disputes may require consideration of the underlying agreement and actual authorship.
No Paid Links or Editorial Access for Sale
Investozora does not treat the publication of an article, author profile, or source link as an advertising product that can be purchased without disclosure.
Contributors must not insert paid backlinks, undisclosed affiliate links, self-promotional material, or commercial claims into ostensibly independent reporting. A company or agency cannot secure favorable factual conclusions merely by paying for access to a contributor.
Where content has a material promotional or sponsored purpose, it must be appropriately identified and considered under Investozora’s Affiliate Disclosure rather than disguised as editorial reporting.
Government Affiliation and Official Credentials
Contributors must not represent themselves as speaking for the Federal Reserve, Treasury, IRS, Social Security Administration, or another public institution unless they are genuinely authorized to do so in the relevant capacity.
The use of a government dataset, public filing, official logo in an appropriate reference, or original-source citation does not create institutional endorsement of a contributor or Investozora.
Professional biographies, article descriptions, and media correspondence must distinguish an author’s independent analysis from the official position of any institution discussed.
No Personal Financial, Tax, or Legal Advice
Investozora’s contributions are intended for general news, education, explanation, and economic research. Contributors should not present an article as advice tailored to a reader’s personal assets, tax records, borrowing needs, benefits, or legal circumstances.
Statements about financial products, securities, market scenarios, government payment dates, or eligibility requirements require appropriate qualifications. A general benefit schedule is not an individualized payment guarantee, and an investment forecast is not a promised return.
The publication’s Disclaimer describes these boundaries. An individual contributor’s separate professional licensing, if any, does not automatically transform Investozora’s journalism into a personalized advisory service.
Editorial Disagreements and Withdrawal of Work
A contributor may raise a reasoned objection when a requested change would introduce a factual error, misrepresent a source, compromise genuine authorship, or conflict with a relevant agreement.
Investozora may decline to publish a draft or discontinue an assignment when essential factual concerns remain unresolved or the work no longer fits its editorial needs. Any financial or rights consequences of cancellation depend on the parties’ actual agreement and applicable law.
After publication, requests to remove or substantially alter work are assessed under editorial standards, legal rights, correction obligations, and the relevant contract; publication does not automatically grant either party unrestricted power to erase the public historical record.
Contributor Conduct and Professional Communication
Contributors are expected to communicate honestly about progress, access to sources, expertise, potential conflicts, and the provenance of submitted materials.
The publication does not accept deliberate fabrication, falsification of data, impersonation, discriminatory harassment, threats, deceptive source claims, or unauthorized access to private systems as legitimate reporting methods.
A contributor must not use an association with Investozora to obtain services, collect personal information, or imply legal or government authority unrelated to an actual editorial assignment. Responsible conduct applies in professional correspondence as well as published work.
How Contributor Concerns Are Reviewed
Questions about attribution, a potential conflict of interest, a disputed editorial change, payments under an actual agreement, or the appropriate use of submitted material should be raised through the relevant editorial or legal contact channel.
Where a concern is supported by evidence, Investozora should consider the manuscript, correspondence, source records, agreed rights, and applicable editorial policies. A concern involving the editor’s own interests requires particular care to avoid describing an internal review as independent when it is not.
Not every disagreement will result in publication, payment, a byline revision, or a change to an editorial conclusion. The publication aims to distinguish contractual questions, verifiable factual disputes, and legitimate differences of interpretation.
Relationship to Our Institutional Policies
This Contributor Policy operates alongside Investozora’s Editorial Standards, Fact-Checking Policy, Corrections Policy, Ethics Policy, and AI Disclosure.
The Research Methodology explains how official documents, economic datasets, and independent calculations are examined. The Terms and Conditions, Legal Disclosures, and Privacy Policy address separate legal and information-processing responsibilities.
Contributors should understand that these documents serve complementary purposes. The public policy framework does not replace a valid individualized agreement and does not create an employment or contractor relationship simply by being published.
Updates to This Contributor Policy
Investozora may revise this policy as its editorial scope, contributor practices, technology, or applicable responsibilities change. A revision should describe the publication’s actual arrangements and should not imply the existence of an open recruitment program, independent review board, or fixed compensation structure where none has been established.
The Last Updated date at the beginning of this page identifies the most recent substantive revision. Any agreement already established with an individual contributor must be assessed according to its own terms and applicable law rather than assumed to change automatically when the website policy is edited.
Investozora seeks to maintain a contributor framework that is clear enough for prospective writers to understand and rigorous enough to protect readers’ confidence in published financial information.
Contributor Pitches and Contact Information
Writers wishing to propose original financial or economic reporting may contact editorial@investozora.com with Contributor Pitch in the subject line. Include a concise proposed angle, relevant original sources, a description of any independent analysis, and a link to representative work where available.
For questions concerning a specific contributor agreement, copyright permissions, publication rights, or other legal matters, contact legal@investozora.com. General publication inquiries may be sent to hello@investozora.com.
Correspondence specifically for Founder and Editor Adarsha Dhakal may be directed to adarsha@investozora.com. The Contact page provides further information about editorial and professional communication channels.
A Continuing Standard for Original Contributions
Investozora’s contributor framework is built on the understanding that credible financial journalism requires both accountable authorship and verifiable evidence. An independently written article should withstand examination of its central numbers, source records, analytical assumptions, and material commercial relationships.
The publication seeks contributions that add meaningful information rather than merely repeat a headline, reproduce an official statement without context, or borrow the authority of another writer or institution. It expects the same standards from an external author as from its own editorial leadership.
As Investozora develops, this policy provides a basis for considering original contributions without overstating the scale of its operations or promising opportunities that have not been established.
Its enduring commitment is to publish financial reporting and economic research that can be independently examined, accurately attributed, responsibly corrected, and trusted because of the evidence behind it.