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Author: Adarsha Dhakal

FDIC vs. NCUA Insurance: Key Differences Explained, Coverage Limits, and Protection Rules
Federal Payments

FDIC vs. NCUA Insurance: Key Differences Explained, Coverage Limits, and Protection Rules

Adarsha DhakalJuly 25, 2026July 25, 2026

If you keep money in a bank or a credit union, FDIC and NCUA insurance…

Federal Payments Explained: Treasury, Bureau of the Fiscal Service, FedACH, and Your Bank
Federal Payments

Federal Payments Explained: Treasury, Bureau of the Fiscal Service, FedACH, and Your Bank

Adarsha DhakalJuly 24, 2026July 24, 2026

For the complete pipeline showing how money moves from Congress all the way to your…

Understanding the U.S. Department of the Treasury: Functions, Structure, and Role in Federal Finance
Treasury Liquidity

Understanding the U.S. Department of the Treasury: Functions, Structure, and Role in Federal Finance

Adarsha DhakalJuly 20, 2026July 21, 2026

Treasury continues to operate under the current statutory debt limit framework as of this article’s…

IRS CP05 Notice Explained: Refund Review, Meaning, and What to Do Next
IRS Notices

IRS CP05 Notice Explained: Refund Review, Meaning, and What to Do Next

Adarsha DhakalJuly 20, 2026July 21, 2026

The IRS generally asks taxpayers to allow up to 60 days from the date of…

Federal Funds Rate History: Timeline, Major Changes, and Policy Evolution Since 1954
Federal Reserve Policy

Federal Funds Rate History: Timeline, Major Changes, and Policy Evolution Since 1954

Adarsha DhakalJuly 20, 2026July 29, 2026

The federal funds target range is 3.50%–3.75%, held steady through the first half of 2026…

Understanding Federal Reserve Rate Decisions Under Kevin Warsh: Inflation Data, Policy Outlook, and Economic Impact
Interest Rates

Understanding Federal Reserve Rate Decisions Under Kevin Warsh: Inflation Data, Policy Outlook, and Economic Impact

Adarsha DhakalJuly 18, 2026August 2, 2026

As of the Bureau of Labor Statistics’ most recent release, June 2026 CPI inflation fell…

Trump Child Savings Accounts Explained: Eligibility, Rules, and How They Work
Tax Filing

Trump Child Savings Accounts Explained: Eligibility, Rules, and How They Work

Adarsha DhakalJuly 18, 2026July 21, 2026

As of the IRS’s most recent published figures, more than 4 million children have been…

Understanding Global Fuel Price Shocks: Supply Blockades, Treasury Markets, and Inflation Impact
Treasury Liquidity

Understanding Global Fuel Price Shocks: Supply Blockades, Treasury Markets, and Inflation Impact

Adarsha DhakalJuly 18, 2026July 21, 2026

AAA’s national average for regular gasoline stands at $3.99 a gallon, up from $3.79 on…

Understanding U.S. Dollar Strength: Federal Reserve Policy, Treasury Yields, and Market Drivers
Inflation

Understanding U.S. Dollar Strength: Federal Reserve Policy, Treasury Yields, and Market Drivers

Adarsha DhakalJuly 17, 2026August 2, 2026

Bank of America reaffirmed its bullish dollar outlook this month, forecasting EUR/USD to fall to…

How Federal Reserve Rate Hikes Affect Savings, Bills, and Borrowing Costs
Interest Rates

How Federal Reserve Rate Hikes Affect Savings, Bills, and Borrowing Costs

Adarsha DhakalJuly 17, 2026August 2, 2026

The Federal Reserve held its benchmark federal funds rate at 3.50 to 3.75 percent at…

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Investozora

U.S. Financial News

Investozora is an independent U.S. financial news publication founded in August 2025 and led by Founder & Editor Adarsha Dhakal. We report on IRS tax refunds, Social Security benefits, federal payments, Federal Reserve policy, and U.S. Treasury operations. Our reporting is based primarily on official government records and primary-source data, with key facts, dates, figures, and policy changes verified before publication. When official information changes, we update our coverage and clearly identify material changes for readers.

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