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Author: Adarsha Dhakal

IRS EITC Eligibility Guide 2026: Requirements, Income Limits, and How to Claim
Tax Filing

IRS EITC Eligibility Guide 2026: Requirements, Income Limits, and How to Claim

Adarsha DhakalJune 27, 2026July 21, 2026

The earned income credit is a federal tax benefit that reduces what you owe the…

Wall Street Sector Rotation: From AI Stocks to Real Economy Investments and Treasury Impact
Inflation

Wall Street Sector Rotation: From AI Stocks to Real Economy Investments and Treasury Impact

Adarsha DhakalJune 26, 2026August 2, 2026

Something fundamental is changing inside the American stock market. It is not a crash. It…

Treasury General Account (TGA) Balance: Why It Matters for Economic Liquidity
Treasury Operations

Treasury General Account (TGA) Balance: Why It Matters for Economic Liquidity

Adarsha DhakalJune 26, 2026August 2, 2026

Updated: June 26, 2026 – The Treasury General Account is the U.S. government’s primary checking…

Social Security COLA History: A Complete List of Annual Raises Since 1975
Retirement Benefits

Social Security COLA History: A Complete List of Annual Raises Since 1975

Adarsha DhakalJune 26, 2026July 1, 2026

Updated: June 26, 2026 – Social Security benefits increase each year through a Cost-of-Living Adjustment…

IRS Refund Offset: Every Legal Reason the Government Reduces Your Tax Refund
IRS Tax Refunds

IRS Refund Offset: Every Legal Reason the Government Reduces Your Tax Refund

Adarsha DhakalJune 26, 2026August 2, 2026

Updated: June 26, 2026 – When the federal government is owed money, it does not…

Varo Direct Deposit Times 2026: Posting Schedule, Federal Payments, and Processing Rules
Federal Payments

Varo Direct Deposit Times 2026: Posting Schedule, Federal Payments, and Processing Rules

Adarsha DhakalJune 26, 2026July 21, 2026

Varo Bank posts direct deposits up to two business days before your official pay date.…

How Federal Reserve Rate Hikes Directly Affect Your Credit Card APR
Interest Rates

How Federal Reserve Rate Hikes Directly Affect Your Credit Card APR

Adarsha DhakalJune 25, 2026August 2, 2026

Updated: June 25, 2026 – When the Federal Reserve raises interest rates, your credit card’s…

The Social Security Windfall Elimination Provision (WEP): 2026 Update
Retirement Benefits

The Social Security Windfall Elimination Provision (WEP): 2026 Update

Adarsha DhakalJune 25, 2026July 1, 2026

Updated: June 25, 2026 – The Social Security Windfall Elimination Provision, known as WEP, was…

IRS Penalty for Late Filing: 2026 Guide to Calculating Interest and Fees
Tax Filing

IRS Penalty for Late Filing: 2026 Guide to Calculating Interest and Fees

Adarsha DhakalJune 25, 2026July 1, 2026

Updated: June 25, 2026 – If you missed the April 15, 2026 filing deadline and…

TIPS: Treasury Inflation-Protected Securities Explained for 2026 Investors
Treasury Securities

TIPS: Treasury Inflation-Protected Securities Explained for 2026 Investors

Adarsha DhakalJune 25, 2026August 2, 2026

Updated: June 25, 2026 – Treasury Inflation-Protected Securities, or TIPS, are U.S. government bonds that…

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Financial News & Economic Research

Investozora is an independent financial news and economic research publication founded in August 2025 by Adarsha Dhakal. We cover the U.S. economy, Federal Reserve policy, Treasury operations, financial markets, banking, inflation, employment, IRS taxation, Social Security, and federal payment systems.

Our journalism prioritizes original records from the Federal Reserve, U.S. Treasury, Bureau of Labor Statistics, Bureau of Economic Analysis, IRS, and Social Security Administration. We distinguish verified facts from independent calculations and analysis, while maintaining transparent Editorial Standards and a documented Research Methodology.

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