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Investozora

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Investozora | U.S. Financial News & Economic Research

Trending News
Federal Reserve official speaking at a press conference ahead of the October 28, 2026 interest rate decision Will the Fed Raise Rates Again? October 28 Decision Nears
Construction workers handling lumber outside a partially completed two-story home at a residential building site. US Homebuilder Confidence Falls to 29, Lowest Since 2012
Federal Trade Commission building sign outside FTC headquarters in Washington, D.C., as older adults report $3 billion in fraud losses in 2025. FTC: Older Adults Reported $3 Billion in Fraud Losses in 2025
Federal Trade Commission building sign outside the FTC headquarters in Washington, D.C. FTC Sues Ticket Broker Over 18.5 Million Tickets Bought for Resale
U.S. Department of Labor sign with the U.S. Capitol in the background, illustrating $81.5 million in rural workforce training grants. Labor Department Awards $81.5M for Rural Workforce Training

Top Stories

Federal Reserve official speaking at a press conference ahead of the October 28, 2026 interest rate decision
Federal Reserve Policy

Will the Fed Raise Rates Again? October 28 Decision Nears

Adarsha DhakalOctober 20, 2026October 20, 2026
Construction workers handling lumber outside a partially completed two-story home at a residential building site.
Mortgages

US Homebuilder Confidence Falls to 29, Lowest Since 2012

Adarsha DhakalOctober 20, 2026October 20, 2026
Federal Trade Commission building sign outside FTC headquarters in Washington, D.C., as older adults report $3 billion in fraud losses in 2025.
Personal Finance

FTC: Older Adults Reported $3 Billion in Fraud Losses in 2025

Adarsha DhakalOctober 20, 2026October 20, 2026
Federal Trade Commission building sign outside the FTC headquarters in Washington, D.C.
Business

FTC Sues Ticket Broker Over 18.5 Million Tickets Bought for Resale

Adarsha DhakalOctober 19, 2026October 19, 2026
U.S. Department of Labor sign with the U.S. Capitol in the background, illustrating $81.5 million in rural workforce training grants.
Labor

Labor Department Awards $81.5M for Rural Workforce Training

Adarsha DhakalOctober 19, 2026October 19, 2026
President Donald Trump signs a document at a desk with American flags behind him.
Politics

Trump Signs Retire Through Ownership Act, Clarifying ESOP Valuations

Adarsha DhakalOctober 19, 2026October 19, 2026
Container ship loaded with shipping containers at a commercial port, illustrating U.S. import prices and international trade costs.
Inflation

US Import Prices Rise 1.1% as September Cost Pressures Broaden

Adarsha DhakalOctober 18, 2026October 18, 2026
Older man reviewing financial paperwork on a laptop as the Social Security taxable wage cap rises to $192,300 for 2027.
Personal Finance

Social Security Tax Cap Rises to $192,300 for 2027, Up $7,800

Adarsha DhakalOctober 18, 2026October 18, 2026

More Stories

Federal Reserve official speaking at a press conference ahead of the October 28, 2026 interest rate decision
Federal Reserve Policy

Will the Fed Raise Rates Again? October 28 Decision Nears

Construction workers handling lumber outside a partially completed two-story home at a residential building site.
Mortgages

US Homebuilder Confidence Falls to 29, Lowest Since 2012

Federal Trade Commission building sign outside FTC headquarters in Washington, D.C., as older adults report $3 billion in fraud losses in 2025.
Personal Finance

FTC: Older Adults Reported $3 Billion in Fraud Losses in 2025

Federal Trade Commission building sign outside the FTC headquarters in Washington, D.C.
Business

FTC Sues Ticket Broker Over 18.5 Million Tickets Bought for Resale

Our Mandate: Independent U.S. Financial Reporting

Founded in August 2025 by Adarsha Dhakal, Investozora is an independent financial news and economic research publication covering the U.S. economy, Federal Reserve policy, Treasury operations, financial markets, banking, inflation, employment, IRS taxation, Social Security, and federal financial systems. Our mission is to explain consequential financial developments through original reporting, verified economic data, transparent calculations, and independent analysis that distinguishes established facts from interpretation.

Our reporting prioritizes original government records from the Federal Reserve, U.S. Treasury, Bureau of Labor Statistics, Bureau of Economic Analysis, IRS, and Social Security Administration. We examine official releases, underlying datasets, policy documents, and historical records to establish what changed, why it matters, and what the available evidence supports. Financial-market observations are verified against appropriate original market records. Our commitment is to financial journalism that readers can independently examine and trust.

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Investozora's editorial process prioritizes primary-source verification, numerical accuracy, methodological transparency, and human editorial judgment. Material claims are checked against their originating records, including applicable release dates, reporting periods, statistical definitions, revisions, and supporting documentation. Independent calculations are distinguished from official figures, while market interpretations, forecasts, and causal explanations are presented according to the strength of their evidence.

Our reporting is guided by published Editorial Standards, a documented Research Methodology, a Fact-Checking Policy, and a transparent Corrections Policy. Editorial decisions remain independent of commercial influence, and responsibility for published work rests with identifiable human editorial leadership. Readers can examine our sources, challenge factual findings, and report potential errors to editorial@investozora.com.

Founder & Editor

Adarsha Dhakal, Founder and Editor of Investozora

Adarsha Dhakal

Founder & Editor of Investozora

Adarsha Dhakal is a financial journalist and the Founder and Editor of Investozora, an independent U.S. financial news and economic research publication he established in August 2025. He covers the U.S. economy, Federal Reserve policy, Treasury operations, financial markets, banking, IRS taxation, and Social Security. His reporting emphasizes original government records, verified economic data, transparent calculations, and the distinction between facts and analysis. His financial and economic analysis has also appeared on Investing.com.

Read Our Research Methodology

IRS Penalty for Late Filing: 2026 Guide to Calculating Interest and Fees
Tax Filing

IRS Penalty for Late Filing: 2026 Guide to Calculating Interest and Fees

Adarsha DhakalJune 25, 2026July 1, 2026

Updated: June 25, 2026 – If you missed the April 15, 2026 filing deadline and…

TIPS: Treasury Inflation-Protected Securities Explained for 2026 Investors
Treasury Securities

TIPS: Treasury Inflation-Protected Securities Explained for 2026 Investors

Adarsha DhakalJune 25, 2026August 2, 2026

Updated: June 25, 2026 – Treasury Inflation-Protected Securities, or TIPS, are U.S. government bonds that…

ACH Settlement Windows: Why Banks Post Federal Funds at Specific Times
Federal Payments

ACH Settlement Windows: Why Banks Post Federal Funds at Specific Times

Adarsha DhakalJune 24, 2026June 24, 2026

Quick Summary FedACH delivers the overnight credit file to receiving banks at approximately 8:30 AM…

Understanding the Prime Rate and How It Follows Federal Reserve Decisions
Interest Rates

Understanding the Prime Rate and How It Follows Federal Reserve Decisions

Adarsha DhakalJune 24, 2026August 2, 2026

Updated: June 24, 2026 – The prime rate is the baseline lending rate American banks…

IRS Free File 2026: A Step-by-Step Guide on Eligibility and How to Use It
Tax Filing

IRS Free File 2026: A Step-by-Step Guide on Eligibility and How to Use It

Adarsha DhakalJune 24, 2026July 1, 2026

Updated: June 24, 2026 – IRS Free File 2026 lets eligible taxpayers prepare and submit…

Social Security Payment Schedule September 2026: Official Calendar, Dates, and Processing Rules
Payments COLA

Social Security Payment Schedule September 2026: Official Calendar, Dates, and Processing Rules

Adarsha DhakalJune 24, 2026July 21, 2026

The Social Security Administration confirmed the September 2026 payment calendar at SSA Calendar, with all…

The Social Security Administration: A Complete 2026 Operational Guide
SSA Social Security

The Social Security Administration: A Complete 2026 Operational Guide

Adarsha DhakalJune 23, 2026August 2, 2026

Updated: June 23, 2026 – The Social Security Administration is a federal agency that administers…

Federal Reserve Independence: Why U.S. Presidents Cannot Fire the Fed Chair
Federal Reserve Policy

Federal Reserve Independence: Why U.S. Presidents Cannot Fire the Fed Chair

Adarsha DhakalJune 23, 2026June 23, 2026

Updated: June 23, 2026 – The Federal Reserve operates as an independent agency of the…

Understanding IRS Code 971: What Notice Issued Means for Your Tax Return
IRS Notices

Understanding IRS Code 971: What Notice Issued Means for Your Tax Return

Adarsha DhakalJune 23, 2026July 1, 2026

Updated: June 23, 2026 – IRS Code 971 appears on your tax account transcript when…

Treasury Bill vs. Treasury Note vs. Treasury Bond: A Complete 2026 Comparison
Treasury Securities

Treasury Bill vs. Treasury Note vs. Treasury Bond: A Complete 2026 Comparison

Adarsha DhakalJune 23, 2026August 2, 2026

Updated: June 23, 2026 – When the U.S. government needs to borrow money, it sells…

What Is Quantitative Easing? A Comprehensive Guide to How the Fed Creates Money
Operations

What Is Quantitative Easing? A Comprehensive Guide to How the Fed Creates Money

Adarsha DhakalJune 22, 2026August 2, 2026

Updated: June 22, 2026 – Quantitative easing is a monetary policy tool that allows a…

IRS 21-Day Refund Rule Explained: When Processing Countdown Starts and What It Means
Refund Status

IRS 21-Day Refund Rule Explained: When Processing Countdown Starts and What It Means

Adarsha DhakalJune 22, 2026September 9, 2026

The IRS says most refunds arrive within 21 days. That refund clock does not start…

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Financial News & Economic Research

Investozora is an independent financial news and economic research publication founded in August 2025 by Adarsha Dhakal. We cover the U.S. economy, Federal Reserve policy, Treasury operations, financial markets, banking, inflation, employment, IRS taxation, Social Security, and federal payment systems.

Our journalism prioritizes original records from the Federal Reserve, U.S. Treasury, Bureau of Labor Statistics, Bureau of Economic Analysis, IRS, and Social Security Administration. We distinguish verified facts from independent calculations and analysis, while maintaining transparent Editorial Standards and a documented Research Methodology.

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