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U.S. Financial News — IRS, Social Security & Federal Payments, Explained

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Glowing network of converging data lines representing the Fedwire Funds Service real time gross settlement system The Fed Moves Trillions in Seconds. Here Is How It Reaches You.
Benefit statement and separated wedding rings representing Social Security divorced spouse benefit eligibility rules Divorced Americans Get Social Security Too. Here Are the Rules.
Tax notice letter with highlighted income figures representing an IRS CP2000 underreported income mismatch You Got a CP2000 From the IRS. Here Is What Happens Next.
Torn federal refund check representing how the Treasury Offset Program redirects part of a payment to repay outstanding debt The IRS Kept Your Refund. Here’s Why It Happened.
Kevin Warsh Federal Reserve chairmanship impact on interest rates following the June 17 2026 FOMC unanimous vote to hold the Federal Funds Rate at a restrictive level with hawkish forward guidance Warsh Runs the Fed Now. Here Is What Changes for Your Money.

Top Stories

Glowing network of converging data lines representing the Fedwire Funds Service real time gross settlement system
Federal Payments

The Fed Moves Trillions in Seconds. Here Is How It Reaches You.

Adarsha DhakalJune 20, 2026June 20, 2026
Benefit statement and separated wedding rings representing Social Security divorced spouse benefit eligibility rules
SSA Social Security

Divorced Americans Get Social Security Too. Here Are the Rules.

Adarsha DhakalJune 20, 2026June 20, 2026
Tax notice letter with highlighted income figures representing an IRS CP2000 underreported income mismatch
IRS Tax Refunds

You Got a CP2000 From the IRS. Here Is What Happens Next.

Adarsha DhakalJune 20, 2026June 20, 2026
Torn federal refund check representing how the Treasury Offset Program redirects part of a payment to repay outstanding debt
Treasury Liquidity

The IRS Kept Your Refund. Here’s Why It Happened.

Adarsha DhakalJune 20, 2026June 20, 2026
Kevin Warsh Federal Reserve chairmanship impact on interest rates following the June 17 2026 FOMC unanimous vote to hold the Federal Funds Rate at a restrictive level with hawkish forward guidance
Federal Reserve Policy

Warsh Runs the Fed Now. Here Is What Changes for Your Money.

Adarsha DhakalJune 19, 2026June 19, 2026
IRS interest on late tax refunds in 2026 showing the 6 percent overpayment rate under IRC Section 6621 with 45 day rule threshold and Form 1099-INT reporting requirement
IRS Tax Refunds

IRS Interest on Late Refunds How Much You Are Owed

Adarsha DhakalJune 19, 2026June 19, 2026
Step by step guide to buying Treasury bills on TreasuryDirect.gov in 2026 showing the non-competitive bid process for retail investors at current 3.6 percent yields
Treasury Liquidity

The Government Is Paying 3.6% and You Can Buy It Directly

Adarsha DhakalJune 19, 2026June 19, 2026
CPI versus PCE inflation comparison chart showing why the Federal Reserve uses Personal Consumption Expenditures as its official 2 percent monetary policy target rather than the Consumer Price Index
Federal Reserve Policy

CPI vs PCE Which Inflation Measure the Fed Uses

Adarsha DhakalJune 18, 2026June 18, 2026

More Stories

Glowing network of converging data lines representing the Fedwire Funds Service real time gross settlement system
Federal Payments

The Fed Moves Trillions in Seconds. Here Is How It Reaches You.

Benefit statement and separated wedding rings representing Social Security divorced spouse benefit eligibility rules
SSA Social Security

Divorced Americans Get Social Security Too. Here Are the Rules.

Tax notice letter with highlighted income figures representing an IRS CP2000 underreported income mismatch
IRS Tax Refunds

You Got a CP2000 From the IRS. Here Is What Happens Next.

Our Mandate: Independent U.S. Financial Reporting

Investozora is an independent U.S. financial news publication covering IRS tax refunds, Social Security payments, federal payment systems, Federal Reserve policy, and U.S. Treasury operations. Every article is sourced directly from official government records including IRS.gov, SSA.gov, FederalReserve.gov, and fiscal.treasury.gov. We do not rely on secondary news summaries, anonymous sources, or unverified claims. When a federal agency publishes an update that affects when Americans receive their money, we read the original source, verify the details, and explain it in plain language.

Editorial Standards: Accuracy & Transparency

Every article follows a three-step verification process: primary source confirmation against the specific .gov page, date and schedule accuracy verification against the most current official data, and editorial review for factual accuracy and consistency before publication. Every factual claim references the specific .gov page where the information can be independently confirmed by any reader. When government information changes after publication, we update the article with a clear notation of what changed and when. Corrections can be reported to editorial@investozora.com and every request is reviewed against the original government source.

Founder & Editor

Adarsha Dhakal

Adarsha Dhakal

Founder & Editor of Investozora

Adarsha Dhakal is the Founder and Editor of Investozora, an independent U.S. financial news publication he launched in August 2025. He covers IRS tax refunds, Social Security benefit payments, federal payment systems, Federal Reserve policy, and U.S. Treasury operations, explaining how government financial decisions affect the daily lives of American households. All reporting is sourced directly from official government records including IRS.gov, SSA.gov, FederalReserve.gov, and fiscal.treasury.gov.

Read Our Research Methodology
What Is the Social Security Retirement Earnings Test
SSA Social Security

What Is the Social Security Retirement Earnings Test

Adarsha DhakalMay 22, 2026May 22, 2026

Updated: May 22, 2026 – The Social Security earnings test is an SSA rule that reduces your monthly benefit if…

How the SSA Calculates Benefits: Guide to AIME and PIA
SSA Social Security

How the SSA Calculates Benefits: Guide to AIME and PIA

Adarsha DhakalMay 22, 2026May 22, 2026

Updated: May 22, 2026 – The SSA calculates your Social Security benefit by converting your lifetime wages into a single…

Difference Between SSDI and SSI: Eligibility Rules
SSA Social Security

Difference Between SSDI and SSI: Eligibility Rules

Adarsha DhakalMay 22, 2026May 22, 2026

Updated: May 22, 2026 – SSDI and SSI are two completely separate federal benefit programs administered by the Social Security…

What Is the Social Security Administration Trust Fund
SSA Social Security

What Is the Social Security Administration Trust Fund

Adarsha DhakalMay 22, 2026May 22, 2026

Updated: May 22, 2026 – The Social Security Trust Fund is the federal reserve account where payroll taxes from American…

What Is the Federal Reserve: How It Works and Why It Matters
Federal Reserve Policy

What Is the Federal Reserve: How It Works and Why It Matters

Adarsha DhakalMay 21, 2026May 21, 2026

Updated: May 21, 2026 – The Federal Reserve is the central bank of the United States. It sets the interest…

FOMC minutes released: June 16 rate hike outlook and what it means
Federal Reserve Policy

FOMC minutes released: June 16 rate hike outlook and what it means

Adarsha DhakalMay 20, 2026June 17, 2026

WASHINGTON: June 17, 2026 – The four-dissent committee documented in these minutes votes today. Decision releases 2:00 PM ET. Whether…

FOMC minutes release: What to watch
Federal Reserve Policy

FOMC minutes release: What to watch

Adarsha DhakalMay 20, 2026June 17, 2026

WASHINGTON: June 17, 2026 – The signals mapped in this article now resolve today. The FOMC decision drops at 2:00…

Treasury Yields 2026: What Rising Rates Mean for Your Money
Federal Reserve PolicyTreasury Liquidity

Treasury Yields 2026: What Rising Rates Mean for Your Money

Adarsha DhakalMay 20, 2026May 20, 2026

LAST UPDATE May 20, 2026 • 9:32 AM ET The Federal Reserve released the FOMC minutes from the April 28…

Social Security COLA 2027 formula how SSA calculates your raise
SSA Social Security

Social Security COLA 2027 formula how SSA calculates your raise

Adarsha DhakalMay 20, 2026May 20, 2026

LAST UPDATE May 20, 2026 • 8:06 AM ET The 2027 Social Security COLA is projected at 3.9% to 4.2%…

What happens to your savings rate after a Fed decision
Federal Reserve Policy

What happens to your savings rate after a Fed decision

Adarsha DhakalMay 20, 2026June 17, 2026

WASHINGTON: June 17, 2026 – The four-step repricing sequence this article explains activates today at 2:00 PM ET. Check your…

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