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Investozora | U.S. Financial News

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Federal Reserve Bank of Philadelphia building as the September 2026 manufacturing index eased to 37.8 Philadelphia Fed Index Eases to 37.8 as Price Pressures Rise
Hiring sign representing the U.S. labor market as weekly jobless claims fall to 196,000 U.S. Jobless Claims Fall 10,000 to 196,000 in Latest Week
Aerial view of a large U.S. residential housing development with newly built single-family homes Housing Starts Fall 2.6% as Single-Family Building Jumps 7.6%
Federal Reserve Vice Chair for Supervision Michelle Bowman speaking at a meeting Fed’s Bowman Says Bank Stress-Test Overhaul Nears Finalization
Palm-lined California street as California leads four states with significant payroll gains in August 2026 Only Four States Post Significant Payroll Gains in August

Top Stories

Federal Reserve Bank of Philadelphia building as the September 2026 manufacturing index eased to 37.8
Inflation

Philadelphia Fed Index Eases to 37.8 as Price Pressures Rise

Adarsha DhakalSeptember 19, 2026September 19, 2026
Hiring sign representing the U.S. labor market as weekly jobless claims fall to 196,000
Federal Reserve Policy

U.S. Jobless Claims Fall 10,000 to 196,000 in Latest Week

Adarsha DhakalSeptember 19, 2026September 19, 2026
Aerial view of a large U.S. residential housing development with newly built single-family homes
Interest Rates

Housing Starts Fall 2.6% as Single-Family Building Jumps 7.6%

Adarsha DhakalSeptember 19, 2026September 19, 2026
Federal Reserve Vice Chair for Supervision Michelle Bowman speaking at a meeting
Federal Reserve News

Fed’s Bowman Says Bank Stress-Test Overhaul Nears Finalization

Adarsha DhakalSeptember 19, 2026September 19, 2026
Palm-lined California street as California leads four states with significant payroll gains in August 2026
Federal Reserve News

Only Four States Post Significant Payroll Gains in August

Adarsha DhakalSeptember 19, 2026September 19, 2026
Beachfront apartment buildings as U.S. mortgage rates rise to 6.95% in September 2026
Interest Rates

Mortgage Rates Jump to 6.95%, Up 19 Basis Points in a Week

Adarsha DhakalSeptember 19, 2026September 19, 2026
Traders work on the New York Stock Exchange floor as the Dow posts its worst week since March and Treasury yields rise.
Interest Rates

Dow Posts Worst Week Since March as 10-Year Treasury Reaches 5.01%

Adarsha DhakalSeptember 19, 2026September 19, 2026
Federal Reserve Vice Chair for Supervision Michelle Bowman speaking during a Federal Reserve Board meeting
Federal Reserve News

Bowman Says Fed Knew of SVB Risks by March 2022

Adarsha DhakalSeptember 19, 2026September 19, 2026

More Stories

Federal Reserve Bank of Philadelphia building as the September 2026 manufacturing index eased to 37.8
Inflation

Philadelphia Fed Index Eases to 37.8 as Price Pressures Rise

Hiring sign representing the U.S. labor market as weekly jobless claims fall to 196,000
Federal Reserve Policy

U.S. Jobless Claims Fall 10,000 to 196,000 in Latest Week

Aerial view of a large U.S. residential housing development with newly built single-family homes
Interest Rates

Housing Starts Fall 2.6% as Single-Family Building Jumps 7.6%

Federal Reserve Vice Chair for Supervision Michelle Bowman speaking at a meeting
Federal Reserve News

Fed’s Bowman Says Bank Stress-Test Overhaul Nears Finalization

Our Mandate: Independent U.S. Financial Reporting

Investozora is an independent U.S. financial news publication covering IRS tax refunds, Social Security payments, federal payment systems, Federal Reserve policy, and U.S. Treasury operations. Every article is sourced directly from official government records including IRS.gov, SSA.gov, FederalReserve.gov, and fiscal.treasury.gov. We do not rely on secondary news summaries, anonymous sources, or unverified claims. When a federal agency publishes an update that affects when Americans receive their money, we read the original source, verify the details, and explain it in plain language.

Editorial Standards: Accuracy & Transparency

Every article follows a three-step verification process: primary source confirmation against the specific .gov page, date and schedule accuracy verification against the most current official data, and editorial review for factual accuracy and consistency before publication. Every factual claim references the specific .gov page where the information can be independently confirmed by any reader. When government information changes after publication, we update the article with a clear notation of what changed and when. Corrections can be reported to editorial@investozora.com and every request is reviewed against the original government source.

Founder & Editor

Adarsha Dhakal

Adarsha Dhakal

Founder & Editor of Investozora

Adarsha Dhakal is the Founder and Editor of Investozora, an independent U.S. financial news publication he launched in August 2025. He covers IRS tax refunds, Social Security benefit payments, federal payment systems, Federal Reserve policy, and U.S. Treasury operations, explaining how government financial decisions affect the daily lives of American households. All reporting is sourced directly from official government records including IRS.gov, SSA.gov, FederalReserve.gov, and fiscal.treasury.gov.

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IRS EITC Maximum $8,046 2026: Eligibility, Income Limits, and How to Claim
Tax Filing

IRS EITC Maximum $8,046 2026: Eligibility, Income Limits, and How to Claim

Adarsha DhakalMay 27, 2026July 22, 2026

The IRS Earned Income Tax Credit for tax year 2025 carries a maximum payout of…

PCE Inflation Report: How It Tests Treasury Markets, Yields, and Federal Reserve Policy
Treasury Securities

PCE Inflation Report: How It Tests Treasury Markets, Yields, and Federal Reserve Policy

Adarsha DhakalMay 27, 2026August 2, 2026

The Bureau of Economic Analysis is scheduled to release the Personal Consumption Expenditures price index…

Kevin Warsh Inherits Federal Reserve Balance Sheet Losing $18.7 Billion: Causes and Impact
Operations

Kevin Warsh Inherits Federal Reserve Balance Sheet Losing $18.7 Billion: Causes and Impact

Adarsha DhakalMay 27, 2026August 2, 2026

Warsh’s first FOMC decision arrives today at 2:00 PM ET. The rate hold versus cut…

Social Security Direct Express Card Change Summer 2026: New Cards for 3.6 Million, Rules, and Fees
SSI Disability

Social Security Direct Express Card Change Summer 2026: New Cards for 3.6 Million, Rules, and Fees

Adarsha DhakalMay 27, 2026July 22, 2026

The Direct Express debit card transition remains underway for approximately 3.6 million Social Security and…

How Government Borrows Past Legal Debt Limit: Extraordinary Measures and Treasury Actions
Debt Liquidity

How Government Borrows Past Legal Debt Limit: Extraordinary Measures and Treasury Actions

Adarsha DhakalMay 26, 2026August 2, 2026

The United States debt ceiling currently stands at $41.1 trillion, raised by $5 trillion when…

How New Family Standard Deduction Changes Your Tax Return: Amounts, Rules, and Impact
Tax Filing

How New Family Standard Deduction Changes Your Tax Return: Amounts, Rules, and Impact

Adarsha DhakalMay 26, 2026July 22, 2026

The IRS has officially confirmed the 2026 standard deduction amounts under Revenue Procedure 2025-32: $32,200…

Congress Caregiver Benefits Bill: Social Security Credits, Eligibility, and Impact
SSI Disability

Congress Caregiver Benefits Bill: Social Security Credits, Eligibility, and Impact

Adarsha DhakalMay 26, 2026July 22, 2026

H.R. 8490, the Social Security Caregiver Credit Act of 2026, was introduced in the House…

How New Tax Law Affects Federal Reserve Rate Decisions: Policy Impact and Economic Outlook
Federal Reserve Policy

How New Tax Law Affects Federal Reserve Rate Decisions: Policy Impact and Economic Outlook

Adarsha DhakalMay 26, 2026July 22, 2026

The Federal Reserve holds its federal funds rate in the 3.50%–3.75% range as policymakers continue…

Safest Places to Park Cash in 2026: High-Yield Savings, Treasury Bills, and Money Market Funds
Treasury Securities

Safest Places to Park Cash in 2026: High-Yield Savings, Treasury Bills, and Money Market Funds

Adarsha DhakalMay 25, 2026August 2, 2026

The 4-week Treasury bill yield stood at approximately 3.61% as of May 21, 2026, based…

Caregivers and Social Security Benefits: Eligibility, Changes, and Impact
SSI Disability

Caregivers and Social Security Benefits: Eligibility, Changes, and Impact

Adarsha DhakalMay 25, 2026July 22, 2026

H.R. 8490, the Social Security Caregiver Credit Act of 2026, was introduced in the 119th…

How IRS Individual Master File Controls Refund Timing: Processing Cycles and System Function
IRS Tax Refunds

How IRS Individual Master File Controls Refund Timing: Processing Cycles and System Function

Adarsha DhakalMay 25, 2026August 2, 2026

The IRS is currently processing 2025 tax year returns filed before the April 15, 2026…

How Federal Reserve Balance Sheet Reduction Affects Credit: Quantitative Tightening and Borrowing Costs
Operations

How Federal Reserve Balance Sheet Reduction Affects Credit: Quantitative Tightening and Borrowing Costs

Adarsha DhakalMay 25, 2026August 2, 2026

The Federal Reserve’s balance sheet stood at approximately $6.7 trillion as of the week ending…

Federal Reserve Balance Sheet Explained: Assets, Liabilities, and Monetary Policy Impact
Operations

Federal Reserve Balance Sheet Explained: Assets, Liabilities, and Monetary Policy Impact

Adarsha DhakalMay 23, 2026August 2, 2026

The Federal Reserve balance sheet is the central accounting record of the Fed’s holdings and…

How the Federal Reserve Controls Interest Rates: Tools, Mechanisms, and Policy Framework
Federal Reserve Policy

How the Federal Reserve Controls Interest Rates: Tools, Mechanisms, and Policy Framework

Adarsha DhakalMay 23, 2026July 22, 2026

The Federal Reserve controls interest rates by setting a target range for the federal funds…

What Is the Federal Reserve: Structure and Operations
Federal Reserve Policy

What Is the Federal Reserve: Structure and Operations

Adarsha DhakalMay 23, 2026May 23, 2026

Updated: May 23, 2026 – The Federal Reserve is America’s central bank, created by Congress…

What Is Social Security Retirement Earnings Test?: Rules, Limits, and Benefit Impact
Retirement Benefits

What Is Social Security Retirement Earnings Test?: Rules, Limits, and Benefit Impact

Adarsha DhakalMay 22, 2026July 22, 2026

The Social Security earnings test is an SSA rule that reduces your monthly benefit if…

How SSA Calculates Benefits: Guide to AIME, PIA, and Benefit Formula
SSA Social Security

How SSA Calculates Benefits: Guide to AIME, PIA, and Benefit Formula

Adarsha DhakalMay 22, 2026August 2, 2026

The SSA calculates your Social Security benefit by converting your lifetime wages into a single…

SSDI vs. SSI: Key Differences Explained, Eligibility, and Benefit Rules
SSI Disability

SSDI vs. SSI: Key Differences Explained, Eligibility, and Benefit Rules

Adarsha DhakalMay 22, 2026July 22, 2026

SSDI and SSI are two completely separate federal benefit programs administered by the Social Security…

What Is Social Security Trust Fund?: How It Works, Funding, and Solvency
SSA Social Security

What Is Social Security Trust Fund?: How It Works, Funding, and Solvency

Adarsha DhakalMay 22, 2026August 2, 2026

The Social Security Trust Fund is the federal reserve account where payroll taxes from American…

What Is the Federal Reserve: How It Works and Why It Matters
Federal Reserve Policy

What Is the Federal Reserve: How It Works and Why It Matters

Adarsha DhakalMay 21, 2026May 21, 2026

Updated: May 21, 2026 – The Federal Reserve is the central bank of the United…

FOMC Minutes June 16 2026: Rate Hike Outlook, Policy Signals, and Market Impact
Federal Reserve News

FOMC Minutes June 16 2026: Rate Hike Outlook, Policy Signals, and Market Impact

Adarsha DhakalMay 20, 2026August 2, 2026

The four-dissent committee documented in these minutes votes today. Decision releases 2:00 PM ET. Whether…

FOMC Minutes Release: What to Watch, Policy Signals, and Market Implications
Federal Reserve News

FOMC Minutes Release: What to Watch, Policy Signals, and Market Implications

Adarsha DhakalMay 20, 2026August 2, 2026

The signals mapped in this article now resolve today. The FOMC decision drops at 2:00…

Treasury Yields 2026: Meaning, Rising Rates Impact, and Investor Implications
Treasury Securities

Treasury Yields 2026: Meaning, Rising Rates Impact, and Investor Implications

Adarsha DhakalMay 20, 2026August 2, 2026

The Federal Reserve released the FOMC minutes from the April 28 to 29, 2026 meeting…

Social Security COLA 2027 Formula Explained: How SSA Calculates Your Raise, CPI-W, and Adjustments
Payments COLA

Social Security COLA 2027 Formula Explained: How SSA Calculates Your Raise, CPI-W, and Adjustments

Adarsha DhakalMay 20, 2026July 22, 2026

The 2027 Social Security COLA is projected at 3.9% to 4.2% based on April 2026…

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Investozora

U.S. Financial News

Investozora is an independent U.S. financial news publication founded in August 2025 and led by Founder & Editor Adarsha Dhakal. We report on IRS tax refunds, Social Security benefits, federal payments, Federal Reserve policy, and U.S. Treasury operations. Our reporting is based primarily on official government records and primary-source data, with key facts, dates, figures, and policy changes verified before publication. When official information changes, we update our coverage and clearly identify material changes for readers.

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