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Federal Reserve FOMC boardroom and Jerome Powell where the May 2026 interest rate decision was made affecting U.S. mortgage rates savings accounts and household borrowing costs The Fed Just Decided on Rates — What It Means for Your Money
American gas station with elevated fuel prices displayed on pumps as Strait of Hormuz disruption pushes U.S. gasoline and inflation costs higher in May 2026 Trump Paused Hormuz — What Happens to Gas Prices Now
Kevin Warsh standing at a formal meeting as Federal Reserve Chair nominee awaiting Senate confirmation vote in 2026 Kevin Warsh Is One Senate Vote Away From Running the Fed
Caregiver Social Security Gap: Unpaid Care Years Showing as $0 on Earnings Record Alt: Woman in her 50s seated at a kitchen table reviewing a printed Social Security Statement with several years marked as zero earnings corresponding to caregiving periods, expression of focused concern, natural window light Every Year You Spent Caregiving Is Costing You Social Security
Person in their mid-30s sitting at a kitchen table reviewing an IRA account balance on a laptop showing a plus $1,000 government deposit transaction, natural morning light The Government Will Deposit $1,000 Into Your Retirement Account

Latest Articles

Federal Reserve FOMC boardroom and Jerome Powell where the May 2026 interest rate decision was made affecting U.S. mortgage rates savings accounts and household borrowing costs
Federal Reserve Policy

The Fed Just Decided on Rates — What It Means for Your Money

Adarsha DhakalMay 6, 2026May 6, 2026
American gas station with elevated fuel prices displayed on pumps as Strait of Hormuz disruption pushes U.S. gasoline and inflation costs higher in May 2026
Federal Reserve Policy

Trump Paused Hormuz — What Happens to Gas Prices Now

Adarsha DhakalMay 6, 2026May 6, 2026
Kevin Warsh standing at a formal meeting as Federal Reserve Chair nominee awaiting Senate confirmation vote in 2026
Federal Reserve Policy

Kevin Warsh Is One Senate Vote Away From Running the Fed

Adarsha DhakalMay 6, 2026May 6, 2026
Caregiver Social Security Gap: Unpaid Care Years Showing as $0 on Earnings Record Alt: Woman in her 50s seated at a kitchen table reviewing a printed Social Security Statement with several years marked as zero earnings corresponding to caregiving periods, expression of focused concern, natural window light
SSA Social Security

Every Year You Spent Caregiving Is Costing You Social Security

Adarsha DhakalMay 5, 2026May 5, 2026
Person in their mid-30s sitting at a kitchen table reviewing an IRA account balance on a laptop showing a plus $1,000 government deposit transaction, natural morning light
IRS Tax Refunds

The Government Will Deposit $1,000 Into Your Retirement Account

Adarsha DhakalMay 5, 2026May 5, 2026
Split image showing a gas pump display reading above $3.57 per gallon on the left and a hand holding a Social Security benefits statement on the right, representing the financial impact of the Hormuz oil disruption on American households
Federal Reserve PolicyTreasury Liquidity

The War in the Strait Is Adding $1.20 to Your Gas and Raising Your Bills

Adarsha DhakalMay 5, 2026May 5, 2026
Jerome Powell seated at Federal Reserve boardroom table as governor with Fed seal visible in background
Federal Reserve Policy

DOJ May Reopen Powell Probe: What It Means If He Leaves the Fed Board

Adarsha DhakalMay 4, 2026May 4, 2026
Woman holding phone showing zero bank balance after direct deposit was sent but not posted yet
Federal Payments

Your Money Was Sent. Your Bank Hasn’t Posted It. Here’s Why.

Adarsha DhakalMay 4, 2026May 4, 2026

Editor Pick

Federal Reserve FOMC boardroom and Jerome Powell where the May 2026 interest rate decision was made affecting U.S. mortgage rates savings accounts and household borrowing costs
Federal Reserve Policy

The Fed Just Decided on Rates — What It Means for Your Money

American gas station with elevated fuel prices displayed on pumps as Strait of Hormuz disruption pushes U.S. gasoline and inflation costs higher in May 2026
Federal Reserve Policy

Trump Paused Hormuz — What Happens to Gas Prices Now

Kevin Warsh standing at a formal meeting as Federal Reserve Chair nominee awaiting Senate confirmation vote in 2026
Federal Reserve Policy

Kevin Warsh Is One Senate Vote Away From Running the Fed

Our Mandate: Independent U.S. Financial Reporting

Investozora is an independent U.S. financial news publication covering IRS tax refunds, Social Security payments, federal payment systems, Federal Reserve policy, and U.S. Treasury operations. Every article is sourced directly from official government records including IRS.gov, SSA.gov, FederalReserve.gov, and fiscal.treasury.gov. We do not rely on secondary news summaries, anonymous sources, or unverified claims. When a federal agency publishes an update that affects when Americans receive their money, we read the original source, verify the details, and explain it in plain language.

Editorial Standards: Accuracy & Transparency

Every article follows a three-step verification process: primary source confirmation against the specific .gov page, date and schedule accuracy verification against the most current official data, and editorial review for factual accuracy and consistency before publication. Every factual claim references the specific .gov page where the information can be independently confirmed by any reader. When government information changes after publication, we update the article with a clear notation of what changed and when. Corrections can be reported to editorial@investozora.com and every request is reviewed against the original government source.

Founder & Editor

Adarsha Dhakal

Adarsha Dhakal

Founder & Editor of Investozora

Adarsha Dhakal is the Founder and Editor of Investozora, an independent U.S. financial news publication he launched in August 2025. He covers IRS tax refunds, Social Security benefit payments, federal payment systems, Federal Reserve policy, and U.S. Treasury operations, explaining how government financial decisions affect the daily lives of American households. All reporting is sourced directly from official government records including IRS.gov, SSA.gov, FederalReserve.gov, and fiscal.treasury.gov.

Read Our Research Methodology
Jerome Powell Stays as Fed Governor, Maintains Cautious Easing Bias Amid Inflation Pressures
Federal Reserve Policy

Jerome Powell Stays as Fed Governor, Maintains Cautious Easing Bias Amid Inflation Pressures

Adarsha DhakalApril 29, 2026April 30, 2026

LAST UPDATE April 30, 2026 • 5:15 AM ET Fed holds rates steady. Chair Powell confirms term ends May 15…

Fed Holds Rates in Powell’s Final Meeting: 3 Signals That Matter Now
Federal Reserve Policy

Fed Holds Rates in Powell’s Final Meeting: 3 Signals That Matter Now

Adarsha DhakalApril 29, 2026April 30, 2026

LAST UPDATE April 30, 2026 • 3:56 AM ET RESULT: The Federal Reserve held rates at 3.50 to 3.75 percent…

The Fed Decides on April 29: What It Means for Your Money
Federal Reserve Policy

The Fed Decides on April 29: What It Means for Your Money

Adarsha DhakalApril 29, 2026April 30, 2026

LIVE UPDATE April 30, 2026 • 7:42 AM ET DECISION: The Federal Reserve held the federal funds rate at 3.50…

Your Savings Rate Just Changed: What the Fed Decided on April 29
Federal Reserve Policy

Your Savings Rate Just Changed: What the Fed Decided on April 29

Adarsha DhakalApril 28, 2026April 30, 2026

LAST UPDATE April 30, 2026 • 4:26 AM ET The Federal Reserve held rates at 3.50–3.75% on April 29. High-yield…

Social Security 2032: $2,079 Benefits to Drop 28% — Here’s What to Know
SSA Social Security

Social Security 2032: $2,079 Benefits to Drop 28% — Here’s What to Know

Adarsha DhakalApril 27, 2026April 27, 2026

LIVE UPDATE April 27, 2026 • 10:35 AM ET Multiple congressional reports and financial news outlets confirmed this week that…

How the Daily Treasury Statement Tracks Every Dollar the Government Spends
Treasury Liquidity

How the Daily Treasury Statement Tracks Every Dollar the Government Spends

Adarsha DhakalApril 27, 2026April 28, 2026

Every business day, the U.S. government publishes an exact accounting of every dollar it collected and every dollar it spent…

5 Hidden Social Security Changes 2026 Retirees Need to Know Now
SSA Social Security

5 Hidden Social Security Changes 2026 Retirees Need to Know Now

Adarsha DhakalApril 27, 2026April 28, 2026

LAST UPDATE April 27, 2026 • 10:10 AM ET Five significant changes to Social Security benefits, access, and tax treatment…

Judge Questions Legal Basis For Trump’s $10 Billion IRS Lawsuit
IRS Tax Refunds

Judge Questions Legal Basis For Trump’s $10 Billion IRS Lawsuit

Adarsha DhakalApril 26, 2026April 26, 2026

LIVE UPDATE April 26, 2026 • 9:35 AM ET A federal judge has ordered Trump’s legal team and the Department…

What Happens to Your Direct Deposit When Your Bank Merges or Closes
Federal Payments

What Happens to Your Direct Deposit When Your Bank Merges or Closes

Adarsha DhakalApril 26, 2026April 26, 2026

When your bank merges with another institution or closes entirely, your Social Security payment, IRS refund, and any other federal…

Medicare Just Ate Half of Your Social Security Raise — And Nobody Told You
SSA Social Security

Medicare Just Ate Half of Your Social Security Raise — And Nobody Told You

Adarsha DhakalApril 26, 2026April 28, 2026

LAST UPDATE April 26, 2026 • 9:15 AM ET The 2026 COLA added approximately $56 per month to the average…

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