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Investozora | U.S. Financial News

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Beachfront apartment buildings as U.S. mortgage rates rise to 6.95% in September 2026 Mortgage Rates Jump to 6.95%, Up 19 Basis Points in a Week
Traders work on the New York Stock Exchange floor as the Dow posts its worst week since March and Treasury yields rise. Dow Posts Worst Week Since March as 10-Year Treasury Reaches 5.01%
Federal Reserve Vice Chair for Supervision Michelle Bowman speaking during a Federal Reserve Board meeting Bowman Says Fed Knew of SVB Risks by March 2022
Wide view of a U.S. manufacturing facility with industrial machines and workers on the factory floor U.S. Industrial Production Stalls as Manufacturing Falls 0.3%
Internal Revenue Service building sign in Washington as IRS warns taxpayers about fake Tribal Tax Credit schemes IRS Warns Fake Tribal Tax Credits Do Not Exist Under Federal Law

Top Stories

Beachfront apartment buildings as U.S. mortgage rates rise to 6.95% in September 2026
Interest Rates

Mortgage Rates Jump to 6.95%, Up 19 Basis Points in a Week

Adarsha DhakalSeptember 19, 2026September 19, 2026
Traders work on the New York Stock Exchange floor as the Dow posts its worst week since March and Treasury yields rise.
Interest Rates

Dow Posts Worst Week Since March as 10-Year Treasury Reaches 5.01%

Adarsha DhakalSeptember 19, 2026September 19, 2026
Federal Reserve Vice Chair for Supervision Michelle Bowman speaking during a Federal Reserve Board meeting
Federal Reserve News

Bowman Says Fed Knew of SVB Risks by March 2022

Adarsha DhakalSeptember 19, 2026September 19, 2026
Wide view of a U.S. manufacturing facility with industrial machines and workers on the factory floor
Federal Reserve News

U.S. Industrial Production Stalls as Manufacturing Falls 0.3%

Adarsha DhakalSeptember 19, 2026September 19, 2026
Internal Revenue Service building sign in Washington as IRS warns taxpayers about fake Tribal Tax Credit schemes
IRS News

IRS Warns Fake Tribal Tax Credits Do Not Exist Under Federal Law

Adarsha DhakalSeptember 19, 2026September 19, 2026
Federal Reserve building as the Fed raises interest on reserve balances to 3.90%
Operations

Fed Raises Interest on Reserve Balances to 3.90% as New Policy Takes Effect

Adarsha DhakalSeptember 17, 2026September 17, 2026
U.S. Treasury Department building as the 2-year Treasury yield rises to 4.74% after the Federal Reserve rate hike
Treasury Securities

2-Year Treasury Yield Jumps to 4.74% as Curve Flattens After Fed Hike

Adarsha DhakalSeptember 17, 2026September 17, 2026
NYSE traders on the floor as the Dow drops 1.21% and the S&P 500 falls 0.45% after the Federal Reserve rate hike
Interest Rates

Dow Drops 1.21% After Fed Hike as S&P 500 Falls 0.45%

Adarsha DhakalSeptember 17, 2026September 17, 2026

More Stories

Beachfront apartment buildings as U.S. mortgage rates rise to 6.95% in September 2026
Interest Rates

Mortgage Rates Jump to 6.95%, Up 19 Basis Points in a Week

Traders work on the New York Stock Exchange floor as the Dow posts its worst week since March and Treasury yields rise.
Interest Rates

Dow Posts Worst Week Since March as 10-Year Treasury Reaches 5.01%

Federal Reserve Vice Chair for Supervision Michelle Bowman speaking during a Federal Reserve Board meeting
Federal Reserve News

Bowman Says Fed Knew of SVB Risks by March 2022

Wide view of a U.S. manufacturing facility with industrial machines and workers on the factory floor
Federal Reserve News

U.S. Industrial Production Stalls as Manufacturing Falls 0.3%

Our Mandate: Independent U.S. Financial Reporting

Investozora is an independent U.S. financial news publication covering IRS tax refunds, Social Security payments, federal payment systems, Federal Reserve policy, and U.S. Treasury operations. Every article is sourced directly from official government records including IRS.gov, SSA.gov, FederalReserve.gov, and fiscal.treasury.gov. We do not rely on secondary news summaries, anonymous sources, or unverified claims. When a federal agency publishes an update that affects when Americans receive their money, we read the original source, verify the details, and explain it in plain language.

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Every article follows a three-step verification process: primary source confirmation against the specific .gov page, date and schedule accuracy verification against the most current official data, and editorial review for factual accuracy and consistency before publication. Every factual claim references the specific .gov page where the information can be independently confirmed by any reader. When government information changes after publication, we update the article with a clear notation of what changed and when. Corrections can be reported to editorial@investozora.com and every request is reviewed against the original government source.

Founder & Editor

Adarsha Dhakal

Adarsha Dhakal

Founder & Editor of Investozora

Adarsha Dhakal is the Founder and Editor of Investozora, an independent U.S. financial news publication he launched in August 2025. He covers IRS tax refunds, Social Security benefit payments, federal payment systems, Federal Reserve policy, and U.S. Treasury operations, explaining how government financial decisions affect the daily lives of American households. All reporting is sourced directly from official government records including IRS.gov, SSA.gov, FederalReserve.gov, and fiscal.treasury.gov.

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Understanding IRS Code 420: Meaning, Examination Process, and Tax Return Impact
IRS Notices

Understanding IRS Code 420: Meaning, Examination Process, and Tax Return Impact

Adarsha DhakalJuly 30, 2026July 30, 2026

IRS Code 420 on a tax transcript means the IRS has referred a tax return…

Social Security Payroll Tax Cap: Future Outlook, Reform Proposals, and Funding Impact
Retirement Benefits

Social Security Payroll Tax Cap: Future Outlook, Reform Proposals, and Funding Impact

Adarsha DhakalJuly 30, 2026July 30, 2026

The Social Security payroll tax cap is the maximum amount of yearly earnings subject to…

Federal Reserve Interest Rate Decision Explained: What It Means for Rates, Inflation, Loans and Savings
Interest Rates

Federal Reserve Interest Rate Decision Explained: What It Means for Rates, Inflation, Loans and Savings

Adarsha DhakalJuly 29, 2026August 2, 2026

WASHINGTON – The Federal Reserve just made its interest rate decision, and if you searched…

Federal Reserve Governors: Roles, Voting Power, and Monetary Policy Decisions
Federal Reserve Policy

Federal Reserve Governors: Roles, Voting Power, and Monetary Policy Decisions

Adarsha DhakalJuly 28, 2026July 28, 2026

This guide reflects the Federal Reserve Board of Governors as confirmed as of late May…

Treasury X-Date Explained: Debt Limit, Federal Payments, and Government Cash Management
Debt Liquidity

Treasury X-Date Explained: Debt Limit, Federal Payments, and Government Cash Management

Adarsha DhakalJuly 28, 2026September 9, 2026

This guide reflects the debt limit status confirmed as of July 2026, following the One…

IRS Letter 4464C Explained: Refund Review, Identity Verification, and Processing Timeline
IRS NoticesRefund Status

IRS Letter 4464C Explained: Refund Review, Identity Verification, and Processing Timeline

Adarsha DhakalJuly 28, 2026July 28, 2026

This guide reflects IRS refund processing rules confirmed as of July 2026. Refund review procedures…

Social Security Future Outlook: Funding Challenges, Reform Proposals, and Possible Changes
SSA Social Security

Social Security Future Outlook: Funding Challenges, Reform Proposals, and Possible Changes

Adarsha DhakalJuly 25, 2026September 9, 2026

Social Security is not running out of money entirely, but its trust funds are on…

Understanding the Federal Reserve’s 2% Inflation Target: Purpose, Policy, and Economic Impact
Inflation

Understanding the Federal Reserve’s 2% Inflation Target: Purpose, Policy, and Economic Impact

Adarsha DhakalJuly 25, 2026August 2, 2026

The Federal Reserve aims to keep inflation at 2 percent per year, not zero percent,…

IRS Offer in Compromise: Rules, Eligibility, and Application Process
IRS Notices

IRS Offer in Compromise: Rules, Eligibility, and Application Process

Adarsha DhakalJuly 25, 2026September 9, 2026

An IRS Offer in Compromise lets a taxpayer settle a tax debt for less than…

FDIC vs. NCUA Insurance: Key Differences Explained, Coverage Limits, and Protection Rules
Federal Payments

FDIC vs. NCUA Insurance: Key Differences Explained, Coverage Limits, and Protection Rules

Adarsha DhakalJuly 25, 2026September 9, 2026

If you keep money in a bank or a credit union, FDIC and NCUA insurance…

Federal Payments Explained: Treasury, Bureau of the Fiscal Service, FedACH, and Your Bank
Federal Payments

Federal Payments Explained: Treasury, Bureau of the Fiscal Service, FedACH, and Your Bank

Adarsha DhakalJuly 24, 2026July 24, 2026

For the complete pipeline showing how money moves from Congress all the way to your…

Understanding the U.S. Department of the Treasury: Functions, Structure, and Role in Federal Finance
Treasury Liquidity

Understanding the U.S. Department of the Treasury: Functions, Structure, and Role in Federal Finance

Adarsha DhakalJuly 20, 2026July 21, 2026

Treasury continues to operate under the current statutory debt limit framework as of this article’s…

IRS CP05 Notice Explained: Refund Review, Meaning, and What to Do Next
IRS Notices

IRS CP05 Notice Explained: Refund Review, Meaning, and What to Do Next

Adarsha DhakalJuly 20, 2026July 21, 2026

The IRS generally asks taxpayers to allow up to 60 days from the date of…

Federal Funds Rate History: Timeline, Major Changes, and Policy Evolution Since 1954
Federal Reserve Policy

Federal Funds Rate History: Timeline, Major Changes, and Policy Evolution Since 1954

Adarsha DhakalJuly 20, 2026July 29, 2026

The federal funds target range is 3.50%–3.75%, held steady through the first half of 2026…

Understanding Federal Reserve Rate Decisions Under Kevin Warsh: Inflation Data, Policy Outlook, and Economic Impact
Interest Rates

Understanding Federal Reserve Rate Decisions Under Kevin Warsh: Inflation Data, Policy Outlook, and Economic Impact

Adarsha DhakalJuly 18, 2026August 2, 2026

As of the Bureau of Labor Statistics’ most recent release, June 2026 CPI inflation fell…

Trump Child Savings Accounts Explained: Eligibility, Rules, and How They Work
Tax Filing

Trump Child Savings Accounts Explained: Eligibility, Rules, and How They Work

Adarsha DhakalJuly 18, 2026July 21, 2026

As of the IRS’s most recent published figures, more than 4 million children have been…

Understanding Global Fuel Price Shocks: Supply Blockades, Treasury Markets, and Inflation Impact
Treasury Liquidity

Understanding Global Fuel Price Shocks: Supply Blockades, Treasury Markets, and Inflation Impact

Adarsha DhakalJuly 18, 2026July 21, 2026

AAA’s national average for regular gasoline stands at $3.99 a gallon, up from $3.79 on…

Understanding U.S. Dollar Strength: Federal Reserve Policy, Treasury Yields, and Market Drivers
Inflation

Understanding U.S. Dollar Strength: Federal Reserve Policy, Treasury Yields, and Market Drivers

Adarsha DhakalJuly 17, 2026August 2, 2026

Bank of America reaffirmed its bullish dollar outlook this month, forecasting EUR/USD to fall to…

How Federal Reserve Rate Hikes Affect Savings, Bills, and Borrowing Costs
Interest Rates

How Federal Reserve Rate Hikes Affect Savings, Bills, and Borrowing Costs

Adarsha DhakalJuly 17, 2026August 2, 2026

The Federal Reserve held its benchmark federal funds rate at 3.50 to 3.75 percent at…

Which States Tax Social Security Benefits?: Rules, Thresholds, and 2026 Guide
Payments COLA

Which States Tax Social Security Benefits?: Rules, Thresholds, and 2026 Guide

Adarsha DhakalJuly 17, 2026July 21, 2026

As of the 2026 tax year, eight states tax at least a portion of Social…

Social Security Funding Shortfall Explained: 22% Benefit Cut Risk, Trust Fund, and Congressional Action
SSA Social Security

Social Security Funding Shortfall Explained: 22% Benefit Cut Risk, Trust Fund, and Congressional Action

Adarsha DhakalJuly 17, 2026August 2, 2026

The Social Security Board of Trustees released its 2026 annual report on June 9, confirming…

Federal Reserve Payment Account Proposal Explained: Nonbank Access, Fedwire, and FedNow Rules
Federal Payments

Federal Reserve Payment Account Proposal Explained: Nonbank Access, Fedwire, and FedNow Rules

Adarsha DhakalJuly 16, 2026July 21, 2026

The public comment period on the Federal Reserve’s Payment Account proposal closed July 27, 2026,…

Trump Dollar Coin and the 1866 Currency Law: Treasury Interpretation and Legal Framework
Treasury Operations

Trump Dollar Coin and the 1866 Currency Law: Treasury Interpretation and Legal Framework

Adarsha DhakalJuly 16, 2026August 2, 2026

Treasury Secretary Scott Bessent has announced that U.S. Mint production of the commemorative dollar coin…

Federal Reserve PCE Methodology Change Explained: Inflation Measurement and Policy Impact
Inflation

Federal Reserve PCE Methodology Change Explained: Inflation Measurement and Policy Impact

Adarsha DhakalJuly 16, 2026August 2, 2026

The Bureau of Economic Analysis has confirmed that revised Personal Consumption Expenditures price data, reflecting…

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Investozora

U.S. Financial News

Investozora is an independent U.S. financial news publication founded in August 2025 and led by Founder & Editor Adarsha Dhakal. We report on IRS tax refunds, Social Security benefits, federal payments, Federal Reserve policy, and U.S. Treasury operations. Our reporting is based primarily on official government records and primary-source data, with key facts, dates, figures, and policy changes verified before publication. When official information changes, we update our coverage and clearly identify material changes for readers.

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